37715 N Sheets Rd, Elk, WA 99009 Property Records

Spokane County property record for 37715 N Sheets Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,320 sqft · built 2023
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Jan 2019)
Tax Bill	$2,911 (2026)
Deeds & Mortgages	Jul 2022 Construction Loan Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`49202.0315`

Property Details

APN / Parcel Number

Primary APN	`49202.0315`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,320 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	660 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	37715 N SHEETS RD
City	ELK
State	WA
Zip	99009-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	REFLECTION LAKE 1ST L15 B6
Legal Range	44E
Legal Township	29N
Legal Section	20
Legal Subdivision	REFLECTION LAKE
Legal Block	6
Legal Lot Number	15
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3025
Census Tract	10201

Owner

37715 N Sheets Rd is owned by an individual who bought it in January 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2 N MAPLE ST, SPOKANE, WA 99201-1226
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Jan 29, 2019	Warranty Deed, Transfer SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2019 · Amount on File
Deed Sale	Jan 29, 2019 · Amount on File
Prior Sale	Sep 6, 2005 · Amount on File
Deed Document Number	20196778624
Prior Transfer Date	Aug 22, 2005
Prior Transfer Doc	0005270711
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	37715 N SHEETS RD, ELK, WA 99009-8644
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007227556
Date	Jul 27, 2022
Instrument	7227556

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 29, 2019
Property Address	ELK, WA 99009
Document Number	0006778624
Instrument Date	Jan 11, 2019
Instrument	6778624
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount on Record
Tax	$450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 N MAPLE ST SPOKANE WA 992011226, SPOKANE, WA 99201-1226

Tax Assessment & Valuation

The 2026 property tax bill for 37715 N Sheets Rd was $2,911, up 14.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,911.00 (+14.7%)	$335,000 Land $65,000 Building $270,000	$335,000 Land $65,000 Building $270,000
2025	$2,538.00
2024		$34,000 (+30.77%) Land $34,000	$34,000 (+30.77%) Land $34,000
2023	$298.00 (+7.97%)	$26,000 Land $26,000	$26,000 Land $26,000
2022	$276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37715 N Sheets Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37715 N Sheets Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REFLECTION WATER ASSOCIATION private · serves 150 people · EPA ID WA5371700
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

May also be available: KnightCom.

Cell Coverage

5G (outdoors only) and 4G LTE

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