37620 N Sheets Rd, Elk, WA 99009 Property Records

Spokane County property record for 37620 N Sheets Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 2002
Lot Size	0.223 acres (9,718 sqft)
Owner	2 Individual Names on File
Last Sale	$137,000 (Sep 2015)
Tax Bill	$2,480 (2026)
Deeds & Mortgages	Apr 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`49202.0438`

Property Details

APN / Parcel Number

Primary APN	`49202.0438`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,718 sqft (0.223 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	112 sqft
Patio Area	120 sqft
Canopy	472 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	37620 N SHEETS RD
City	ELK
State	WA
Zip	99009-8689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	REFLECTION LAKE 1ST L38 B7
Legal Range	44E
Legal Township	29N
Legal Section	20
Legal Subdivision	REFLECTION LAKE
Legal Block	7
Legal Lot Number	38
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3026
Census Tract	10201

Owner

37620 N Sheets Rd is owned and occupied by two individuals who bought it in September 2015.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37620 N SHEETS RD, ELK, WA 99009-8689
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2015 · Amount on File
Deed Sale	Sep 18, 2015 · Amount on File
Prior Sale	Apr 28, 2006 · Amount on File
Deed Document Number	20156436724
Prior Transfer Date	Apr 5, 2001
Prior Transfer Doc	0004578243
Record Updated	Oct 29, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	37620 N SHEETS RD, ELK, WA 99009-8689
Document Number	0006807619
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37620 N SHEETS RD ELK WA 990098689, ELK, WA 99009-8689

Mortgage

Document Number	0006807619
Date	May 23, 2019
Instrument	6807619

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	May 22, 2044

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 37620 N Sheets Rd was $2,480, up 4.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,480.00 (+4.55%)	$314,900 Land $60,000 Building $254,900	$314,900 Land $60,000 Building $254,900
2025	$2,372.00
2024		$270,400 (+33.4%) Land $28,000 Building $242,400	$270,400 (+33.4%) Land $28,000 Building $242,400
2023	$2,131.00 (+11.16%)	$202,700 Land $16,000 Building $186,700	$202,700 Land $16,000 Building $186,700
2022	$1,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37620 N Sheets Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37620 N Sheets Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REFLECTION WATER ASSOCIATION private · serves 150 people · EPA ID WA5371700
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

May also be available: KnightCom.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Sheets Rd

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