37712 N Sheets Rd, Elk, WA 99009 Property Records

Spokane County property record for 37712 N Sheets Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,406 sqft · built 2001
Lot Size	0.275 acres (11,956 sqft)
Owner	Individual Name on File
Last Sale	$363,000 (Aug 2023)
Tax Bill	$2,826 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49202.0435`

Property Details

APN / Parcel Number

Primary APN	`49202.0435`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
Gross Area	1,886 sqft
1st Floor Area	974 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2022
Architectural Style	Split Foyer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,956 sqft (0.275 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	162 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	37712 N SHEETS RD
City	ELK
State	WA
Zip	99009-8644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	REFLECTION LAKE 1ST L35 B7
Legal Range	44E
Legal Township	29N
Legal Section	20
Legal Subdivision	REFLECTION LAKE
Legal Block	7
Legal Lot Number	35
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3026
Census Tract	10201

Owner

37712 N Sheets Rd is owned and occupied by an individual who bought it in August 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	37712 N SHEETS RD, ELK, WA 99009-8644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Warranty Deed, Transfer · VA Mortgage GLOBAL FCU
Oct 24, 2019	Warranty Deed, Transfer NAVY FCU
Apr 24, 2018	Deed of Trust, Mortgage · Conventional with PMI PARAMOUNT PTRS GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on File
Deed Sale	Aug 14, 2023 · Amount on File
Prior Sale	Oct 24, 2019 · Amount on File
Deed Document Number	20237301796
Prior Transfer Date	May 19, 2016
Prior Transfer Doc	0006501912
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 14, 2023
Property Address	37712 N SHEETS RD, ELK, WA 99009-8644
Document Number	0007301796
Map Reference	VOL 8 PG 76
Instrument Date	Aug 7, 2023
Instrument	7301796
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,813.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37712 N SHEETS RD, ELK, WA 99009-8644

Mortgage

Document Number	0007301797
Date	Aug 14, 2023
Instrument	7301797

Lender

Name	GLOBAL FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 24, 2019
Property Address	37712 N SHEETS RD, ELK, WA 99009-8644
Document Number	0006857018
Instrument Date	Oct 18, 2019
Instrument	6857018
Transaction Type	Transfer
Record Updated	Nov 11, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,365.99
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37712 N SHEETS RD ELK WA 990098644, ELK, WA 99009-8644

Mortgage

Document Number	6857019
Date	Oct 24, 2019
Instrument	6857019

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	37712 N SHEETS RD, ELK, WA 99009-8644
Document Number	0006703175
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37712 N SHEETS RD ELK WA 990098644, ELK, WA 99009-8644

Mortgage

Document Number	0006703175
Date	Apr 30, 2018
Instrument	6703175

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 37712 N Sheets Rd was $2,826, up 5.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,826.00 (+5.37%)	$356,800 (+0.42%) Land $60,000 Building $296,800	$356,800 (+0.42%) Land $60,000 Building $296,800
2025	$2,682.00	$355,300 (+13.48%) Land $60,000 Building $295,300	$355,300 (+13.48%) Land $60,000 Building $295,300
2024		$313,100 (+31.5%) Land $32,000 Building $281,100	$313,100 (+31.5%) Land $32,000 Building $281,100
2023	$2,462.00 (+9.62%)	$238,100 (-) Land $20,000 Building $218,100	$238,100 (-) Land $20,000 Building $218,100
2022	$2,246.00	$238,100 Land $20,000 Building $218,100	$238,100 Land $20,000 Building $218,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37712 N Sheets Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37712 N Sheets Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REFLECTION WATER ASSOCIATION private · serves 150 people · EPA ID WA5371700
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

May also be available: KnightCom.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Sheets Rd

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