3770 Gail Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3770 Gail Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1974
Lot Size	0.154 acres (6,700 sqft)
Owner	Company Name on File
Last Sale	$499,000 (Sep 2022)
Tax Bill	$5,853 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165-492-13-00`

Property Details

APN / Parcel Number

Primary APN	`165-492-13-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	6,700 sqft (0.154 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3770 GAIL DR
City	OCEANSIDE
State	CA
Zip	92056-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 643 TR 007690
Legal Subdivision	COSTA SERENA
Legal Tract	007690
Legal Block	3
Legal Lot Number	643
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	18517

Owner

Source: San Diego County records · APN 165-492-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 9104, REDLANDS, CA 92375-2304
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Apr 23, 1996 · Amount on Record
Deed Document Number	2022372206
Prior Transfer Date	Aug 08, 2022
Prior Transfer Doc	0000327808
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2022
Property Address	3770 GAIL DR, OCEANSIDE, CA 92056-4123
Document Number	0000372206
Map Reference	MAP 7690
Instrument Date	Sep 20, 2022
Instrument	2022-0372206
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 9104, REDLANDS, CA 92375-2304
Investor	Possibly a Property Investor

Mortgage

Document Number	0000372207
Date	Sep 22, 2022
Instrument	2022-0372207

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$529,541 (+2%) Land $412,809 Building $116,732
2025	$5,853.00 (+8.41%)	$519,159 (+7.26%) Land $404,715 Building $114,444
2023	$5,399.00 (+394.87%)	$484,000 Land $377,000 Building $107,000
2022	$1,091.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185173, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.