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3766 Gail Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3766 Gail Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1974
Lot Size0.142 acres (6,200 sqft)
Owner2 Company Names on Record
Last Sale$512,500 (Mar 2024)
Tax Bill$5,904 (2025)
Deeds & MortgagesJan 2026 Mortgage
Mar 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN165-492-12-00

Property Details

APN / Parcel Number

Primary APN165-492-12-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area827 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialGravel
Lot Area6,200 sqft (0.142 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3766 GAIL DR
CityOCEANSIDE
StateCA
Zip92056-4123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 644 TR 007690
Legal SubdivisionCOSTA SERENA
Legal Tract007690
Legal Block3
Legal Lot Number644
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract18517

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1425 MARSHALL ST, OCEANSIDE, CA 92054-5443
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 1, 2024Grant Deed, Transfer · Conventional Mortgage
KIND LENDING LLC
Jan 2, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2024 · Amount on Record
Deed SaleMar 1, 2024 · Amount on Record
Prior SaleNov 25, 2002 · Amount on Record
Deed Document Number202453433
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3766 GAIL DR, OCEANSIDE, CA 92056-4123
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 MARSHALL ST, OCEANSIDE, CA 92054-5443

Mortgage

Document Number0000007144
DateJan 9, 2026
Instrument2026-0007144
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2046

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 1, 2024
Property Address3766 GAIL DR, OCEANSIDE, CA 92056-4123
Document Number0000053433
Map ReferenceMAP 7690
Instrument DateJan 29, 2024
Instrument2024-0053433
Transaction TypeTransfer
Record UpdatedMar 11, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1425 MARSHALL ST, OCEANSIDE, CA 92054-5443

Mortgage

Document Number0000053434
DateMar 1, 2024
Instrument2024-0053434
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 2, 2024
Property Address3766 GAIL DR, OCEANSIDE, CA 92056-4123
Document Number0000000632
Map ReferenceMAP 7690
Instrument DateDec 20, 2023
Instrument2024-0000632
Transaction TypeTransfer
Record UpdatedJan 10, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3766 GAIL DR, OCEANSIDE, CA 92056-4123

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$534,141 (+2%) Land $416,160 Building $117,981
2025$5,904.00 (+135.13%)$523,668 (+135.12%) Land $408,000 Building $115,668
2023$2,511.00 (+1.54%)$222,721 Land $153,124 Building $69,597
2022$2,473.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Spectrum, T-Mobile.

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