1. Home
  2. California
  3. San Diego County
  4. Oceanside
  5. Gail Dr

3762 Gail Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3762 Gail Dr, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1974
Lot Size0.135 acres (5,900 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Oct 2017)
Tax Bill$4,057 (2025)
Deeds & MortgagesNov 2020 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN165-492-11-00

Property Details

APN / Parcel Number

Primary APN165-492-11-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area827 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area5,900 sqft (0.135 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3762 GAIL DR
CityOCEANSIDE
StateCA
Zip92056-4123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 645 TR 007690
Legal SubdivisionCOSTA SERENA
Legal Tract007690
Legal Block3
Legal Lot Number645
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract18517

Owner

Source: San Diego County records · APN 165-492-11-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3762 GAIL DR, OCEANSIDE, CA 92056-4123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 20, 2017Grant Deed, Transfer · Conventional with PMI
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2017 · Amount on Record
Deed SaleOct 20, 2017 · Amount on Record
Prior SaleMay 19, 1999 · Amount on Record
Deed Document Number2017489607
Prior Transfer DateSep 26, 2013
Prior Transfer Doc0000597652
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3762 GAIL DR, OCEANSIDE, CA 92056-4123
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3762 GAIL DR, OCEANSIDE, CA 92056-4123

Mortgage

Document Number0000747999
DateNov 24, 2020
Instrument2020-0747999
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 20, 2017
Property Address3762 GAIL DR, OCEANSIDE, CA 92056-4123
Document Number0000489607
Instrument DateSep 19, 2017
Instrument489607
Transaction TypeTransfer
Record UpdatedOct 26, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$346.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3762 GAIL DR OCEANSIDE CA 920564123, OCEANSIDE, CA 92056-4123

Mortgage

Document Number489608
DateOct 20, 2017
Instrument489608
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 19, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$365,578 (+2%) Land $121,847 Building $243,731
2025$4,057.00 (+5.19%)$358,410 (+4.04%) Land $119,458 Building $238,952
2023$3,857.00 (+1.53%)$344,494 Land $114,820 Building $229,674
2022$3,799.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185173, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Gail Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures