371 Bloomfield Cir E, Oswego, IL 60543 Property Records

Kendall County property record for 371 Bloomfield Cir E, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,088 sqft · built 2016
Lot Size	0.3 acres (13,058 sqft)
Owner	Individual Name on File
Last Sale	$391,000 (Sep 2016)
Tax Bill	$13,720 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-21-181-012`

Property Details

APN / Parcel Number

Primary APN	`03-21-181-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,088 sqft Living Area
Gross Area	5,322 sqft
1st Floor Area	3,088 sqft
Basement Area	1,543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	13,058 sqft (0.3 acres)
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	371 BLOOMFIELD CIR E
City	OSWEGO
State	IL
Zip	60543-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 90 AUTUMN GATE AT SOUTHBURY VILLAGE OF OSWEGO
Legal Subdivision	AUTUMN GATE AT SOUTHBURY
Legal Lot Number	90
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2030
Census Tract	890107

Owner

371 Bloomfield Cir E is owned and occupied by an individual who bought it in September 2016.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	371 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2016 · Amount on File
Deed Sale	Sep 29, 2016 · Amount on File
Prior Sale	Apr 15, 2015 · Amount on File
Deed Document Number	201615283
Prior Transfer Date	Mar 22, 2016
Prior Transfer Doc	0000003855
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	371 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213

Mortgage

Document Number	0000019847
Date	Oct 8, 2020
Instrument	202000019847

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Oct 1, 2046

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	371 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213

Mortgage

Document Number	0000030993
Date	Nov 19, 2021
Instrument	202100030993

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	371 BLOOMFIELD CIR E, OSWEGO, IL 60543-5213
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025993
Date	Oct 5, 2021
Instrument	202100025993

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,325 Land $31,702 Building $153,623	$555,975 Land $95,106 Building $460,869
2024	$13,720.00
2022		$148,607 Land $25,421 Building $123,186	$445,821 Land $76,263 Building $369,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 371 Bloomfield Cir E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 371 Bloomfield Cir E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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