37699 Ocean Reef, Willoughby, OH 44094 Property Records

Lake County property record for 37699 Ocean Reef, Willoughby, OH 44094 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Condo/Apartment
Year Built	Built 1992
Square Footage	1,332 sqft Living Area
Lot Size	16,824 sqft (0.036 acres)
Garage	360 sqft
Last Sale	$175,000 (2005)

Owner

Source: Lake County records · APN 27-B-043-A-00-015-0

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	37699 OCEAN REEF, 6/3767, WILLOUGHBY, OH 44094-6434
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2005 · Amount on Record
Deed Sale	May 20, 2005 · Amount on Record
Deed Doc Number	200520692
Last Transfer Date	Apr 16, 2021
Transfer Doc	0000044649
Record Refreshed	Sep 20, 2026

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Dec 22, 2021
Property Address	37699 OCEAN REEF, WILLOUGHBY, OH 44094-6434
Document Number	0000044649
Map Reference	VOL 760 PG 1026
Instrument Date	Apr 16, 2021
Instrument	2021R044649
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	37699 OCEAN REEF, WILLOUGHBY, OH 44094-6434

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,010 (+24.46%) Land $15,120 Building $48,890	$182,880 (+24.46%) Land $43,200 Building $139,680
2023	$4,869.00 (+53.69%) Homeowner's exemption	$51,430 (-) Land $12,080 Building $39,350
2022	$3,168.00 Homeowner's exemption	$51,430 Land $12,080 Building $39,350
2021			$146,940 Land $34,500 Building $112,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`27-B-043-A-00-015-0`
Alternative APN	`124`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,332 sqft Living Area
1st Floor	612 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	16,824 sqft (0.036 acres)
Parking Spaces	1 Parking Spaces
Garage Area	360 sqft Garage
Deck Area	288 sqft Deck
Patio Area	288 sqft Patio
Porch Area	90 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	37699 OCEAN REEF, 6/3767
City	WILLOUGHBY
State	OH
Zip	44094-6434
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 115 GORE TRACT
Legal Subdivision	SMUGLERS COVE CONDOMINIUM
Legal Lot Number	115
Jurisdiction	LAKE OH
Minor Civil Division	WILLOUGHBY
Census Blockgroup	1
Census Block	1008
Census Tract	201600