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37664 Ocean Reef, Willoughby, OH 44094 Property Records

Lake County property record for 37664 Ocean Reef, Willoughby, OH 44094 · Last verified July 2026

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,332 sqft · built 1992
Lot Size0.035 acres (1,531 sqft)
OwnerIndividual Name on File
Last Sale$92,100 (Sep 1992)
Tax Bill$4,752 (2023)
Deeds & MortgagesFeb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN27-B-043-A-00-019-0

Property Details

APN / Parcel Number

Primary APN27-B-043-A-00-019-0
Alternative APN
  • 128

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area612 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,531 sqft (0.035 acres)
Garage Area360 sqft
Parking Spaces1 Parking Space
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address37664 OCEAN REEF, 5/37650-C
CityWILLOUGHBY
StateOH
Zip44094-6411
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 115 GORE TRACT
Legal SubdivisionSMUGLERS COVE CONDOMINIUM
Legal Block1
Legal Lot Number115
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1008
Census Tract201600

Owner

Source: Lake County records · APN 27-B-043-A-00-019-0

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address37664 OCEAN REEF, WILLOUGHBY, OH 44094-6411
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 1992 · Amount on Record
Deed SaleSep 21, 1992 · Amount on Record
Last Transfer DateFeb 03, 2020
Transfer Doc0000004277
Record UpdatedSep 20, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE OH
Recording DateFeb 18, 2020
Property Address37664 OCEAN REEF, WILLOUGHBY, OH 44094-6411
Document Number0000004276
Instrument DateFeb 03, 2020
Instrument4276
Transaction TypeTransfer
Record UpdatedMar 06, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37664 OCEAN REEF WILLOUGHBY OH 440946411, WILLOUGHBY, OH 44094-6411

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$62,930 (+25.36%) Land $15,120 Building $47,810$179,800 (+25.37%) Land $43,200 Building $136,600
2023$4,752.00 (+53.59%) Homeowner's exemption$50,200 (-) Land $12,080 Building $38,120
2022$3,094.00 Homeowner's exemption$50,200 Land $12,080 Building $38,120
2021$143,420 Land $34,500 Building $108,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852016001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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