37667 Ocean Reef, Willoughby, OH 44094 Property Records

Lake County property record for 37667 Ocean Reef, Willoughby, OH 44094

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,332 sqft · built 1992
Lot Size	0.037 acres (1,619 sqft)
Owner	Individual Name on File
Last Sale	$94,700 (Nov 1992)
Tax Bill	$4,814 (2023)
Deeds & Mortgages	Jul 2021 Transfer Jun 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`27-B-043-A-00-011-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-043-A-00-011-0`
Alternative APN	`120`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	612 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,619 sqft (0.037 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	90 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	37667 OCEAN REEF, 6/37675-A
City	WILLOUGHBY
State	OH
Zip	44094-6434
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 115 GORE TRACT
Legal Subdivision	SMUGLERS COVE CONDOMINIUM
Legal Block	1
Legal Lot Number	115
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1008
Census Tract	201600

Owner

Source: Lake County records · APN 27-B-043-A-00-011-0

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	37667 OCEAN REEF, WILLOUGHBY, OH 44094-6434
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Transfer on Death Deed, Transfer
Jun 28, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 1992 · Amount on Record
Deed Sale	Nov 13, 1992 · Amount on Record
Last Transfer Date	Jul 13, 2021
Transfer Doc	0000024035
Record Updated	Sep 20, 2026

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Jul 14, 2021
Property Address	37667 OCEAN REEF, WILLOUGHBY, OH 44094-6434
Document Number	0000024035
Map Reference	VOL 661 PG 936
Instrument Date	Jul 07, 2021
Instrument	2021R024035
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37667 OCEAN REEF, WILLOUGHBY, OH 44094-6434

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Jun 28, 2021
Property Address	37667 OCEAN REEF, WILLOUGHBY, OH 44094-6434
Document Number	0000021866
Map Reference	MB 17 PG 20
Instrument Date	Jun 26, 2021
Instrument	2021R021866
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37667 OCEAN REEF, WILLOUGHBY, OH 44094-6434

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,340 (+24.56%) Land $15,120 Building $48,220	$180,970 (+24.57%) Land $43,200 Building $137,770
2023	$4,814.00 (+53.65%) Homeowner's exemption	$50,850 (-) Land $12,080 Building $38,770
2022	$3,133.00 Homeowner's exemption	$50,850 Land $12,080 Building $38,770
2021			$145,280 Land $34,500 Building $110,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 133 locations within half a mile of this property.

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