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3767 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3767 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,257 sqft · built 2006
Lot Size0.258 acres (11,238 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Dec 2020)
Tax Bill$8,183 (2025)
Deeds & MortgagesJun 2023 Mortgage
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-26-30-0700-0001-1910

Property Details

APN / Parcel Number

Primary APN15-26-30-0700-0001-1910
Alternative APNs
  • 263015070000011910
  • 120555

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,257 sqft Living Area
Gross Area3,706 sqft
1st Floor Area1,408 sqft
Upper Floors Area1,849 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.258 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area288 sqft
PorchFinished/Open Porch
Deck Area572 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address3767 CEDAR HAMMOCK TRL
CitySAINT CLOUD
StateFL
Zip34772-8735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEVENS PLANTATION PB 16 PGS 34-41 LOT 191
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSTEVENS PLANTATION
Legal Tract700
Legal Block1910
Legal Lot Number191
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2023
Census Tract43208

Owner

Source: Osceola County records · APN 15-26-30-0700-0001-1910

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3767 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Dec 15, 2020Warranty Deed, Transfer · FHA Mortgage
ABSOLUTE HOME MORTGAGE CORP
Feb 25, 2020Loan Modification, Mortgage · Conventional Mortgage
MIDFIRST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2020 · Amount on Record
Deed SaleDec 15, 2020 · Amount on Record
Prior SaleFeb 28, 2011 · Amount on Record
Deed Document Number2020169764
Deed Book / Page5851 / 706
Last Transfer DateFeb 25, 2024
Transfer Doc0065702923
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3767 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3767 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735

Mortgage

Document Number0064222489
DateJun 12, 2023
Book Page6422/2489
Instrument2023075241
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMR COOPER, COPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term331 Months
DueJan 01, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 15, 2020
Property Address3767 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735
Document Number0058510706
Book / Page5851 / 706
Map ReferenceMB 16 PG 34-41
Instrument DateDec 11, 2020
Instrument2020169764
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyBLUE OCEAN TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2131 WESTBOROUGH LN, 2131, KISSIMMEE, FL 34746-7704

Transferred To (Grantee/Buyer)

NameVerified Name
Address1212 DR MARTIN L KING JR BLVD APT 6C, 6C, BRONX, NY 10452-4132

Mortgage

Document Number0005851708
DateDec 15, 2020
Instrument5851/708
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3767 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8735
Document Number0057060688
Instrument DateFeb 25, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3767 CEDAR HAMMOCK TRL ST CLOUD FL 347728735, ST CLOUD, FL 34772-8735

Mortgage

Document Number0057060688
DateApr 09, 2020
Book Page005706/000688
Instrument49232
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 08, 2050
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,183.00 (+2.61%)$399,331 (+5.99%)$441,100 (+9.35%) Land $85,000 Building $356,100
2024$7,975.00 (+4.56%)
2023$7,627.00 (+4.61%) Homeowner's exemption$376,774 (+3%)$403,400 (+10.28%) Land $75,000 Building $328,400
2022$7,291.00 Homeowner's exemption$365,800 Land $70,000 Building $295,800$365,800 Land $70,000 Building $295,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020, other causes

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 1,190 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
Lumen TechnologiesFiber100 / 100

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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