37656 Ocean Reef, Willoughby, OH 44094 Property Records

Lake County property record for 37656 Ocean Reef, Willoughby, OH 44094 · Last verified May 2024

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,458 sqft · built 1992
Lot Size	0.382 acres (16,641 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Aug 2012)
Tax Bill	$4,704 (2023)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-B-043-A-00-020-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-043-A-00-020-0`
Alternative APN	`129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,458 sqft Living Area
1st Floor Area	612 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	16,641 sqft
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	129
Street Address	37656 OCEAN REEF
City	WILLOUGHBY
State	OH
Zip	44094-6411
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 115 GORE TRACT
Legal Subdivision	SMUGLERS COVE CONDOMINIUM
Legal Lot Number	11
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1008
Census Tract	201600

Owner

Source: Lake County records · APN 27-B-043-A-00-020-0

Assessment roll updated August 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1300 E 9TH ST, CLEVELAND, OH 44114-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2012 · Amount on Record
Deed Sale	Aug 03, 2012 · Amount on Record
Prior Sale	Feb 04, 2005 · Amount on Record
Deed Document Number	2158
Record Updated	Jun 07, 2026

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE OH
Recording Date	Feb 18, 2020
Property Address	37656 OCEAN REEF, WILLOUGHBY, OH 44094-6411
Document Number	0000004274
Instrument Date	Feb 03, 2020
Instrument	4274
Transaction Type	Transfer
Record Updated	Mar 06, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	37656 OCEAN REEF WILLOUGHBY OH 440946411, WILLOUGHBY, OH 44094-6411

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,704.00 (+50.1%) Homeowner's exemption	$49,690 (-) Land $12,080 Building $37,610
2022	$3,134.00	$49,690 Land $12,080 Building $37,610
2021			$141,970 Land $34,500 Building $107,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.