3765 Arbor Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3765 Arbor Ridge Rd, Pace, FL 32571 · Last verified November 2025

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,800 sqft · built 2022
Lot Size	5.09 acres (221,720 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Apr 2017)
Tax Bill	$1,519 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-2N-29-0000-00126-0000`

Property Details

APN / Parcel Number

Primary APN	`05-2N-29-0000-00126-0000`

Interior

Stories	1 Story
Building Area	1,800 sqft Total Area
1st Floor Area	1,800 sqft
Flooring	Concrete/Cement
Interior Walls	Metal

Exterior

Year Built	Built 2022
Exterior Material	Metal
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Slab (Mat/Raft)
Lot Area	221,720 sqft (5.09 acres)
Lot Dimensions	7,010 ft deep x 3,260 ft wide

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	052N290000001260000
Street Address	3765 ARBOR RIDGE RD
City	PACE
State	FL
Zip	32571-9650
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LOT 45 TIDWELL PLACE UNREC COMMENCE AT SOUTHEAST CORNER OF SECTION 5 TOWNSHIP 2 NORTH RANGE 29 WEST; THENCE NORTH 88 DEGREES
Legal Range	29W
Legal Township	02N
Legal Section	05
Legal Subdivision	SECONDS WEST
Legal Lot Number	45
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1034
Census Tract	10303

Owner

Source: Santa Rosa County records · APN 05-2N-29-0000-00126-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3267 MELVIN DR, PACE, FL 32571-8719
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	201716489
Deed Book / Page	3619 / 0355
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3765 ARBOR RIDGE RD, PACE, FL 32571-9650
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3765 ARBOR RIDGE RD, PACE, FL 32571-9650

Mortgage

Document Number	0046700351
Date	Oct 17, 2025
Book Page	4670/351
Instrument	202549050

Lender

Name	GULF WINDS CU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 26, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,519.00 (+13.02%)	$134,169 (+17.47%) Land $94,063 Building $40,106	$134,169 (+17.47%) Land $94,063 Building $40,106
2023	$1,344.00 (+102.71%)	$114,216 (+122.61%) Land $74,110 Building $40,106	$114,216 (+122.61%) Land $74,110 Building $40,106
2022	$663.00	$51,307	$51,307 Land $51,307

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	About 1 in 281 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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