Santa Rosa County property record for 3730 Arbor Ridge Rd, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,178 sqft · built 2015 |
| Lot Size | 5.61 acres (244,372 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $53,500 (Jun 2014) |
| Tax Bill | $3,035 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-2N-29-0000-00103-0000 |
| Primary APN | 05-2N-29-0000-00103-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,178 sqft Heated Area |
| Gross Area | 5,094 sqft |
| 1st Floor Area | 2,802 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 244,372 sqft (5.61 acres) |
| Garage Type | Mixed |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 276 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 052N290000001030000 |
|---|---|
| Street Address | 3730 ARBOR RIDGE RD |
| City | PACE |
| State | FL |
| Zip | 32571-9649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | *NEW PARCEL OUT OF #1 FOR 2014 DESC AS: LOT 53 TIDWELL PLACE COM SE CORN OF THN N0*23'02E ON E SEC LN 1512.45 FT THN N88 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 05 |
| Legal Subdivision | TIDWELL PLACE |
| Legal Lot Number | 53 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 10303 |
3730 Arbor Ridge Rd is owned and occupied by two individuals who bought it in June 2014.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3730 ARBOR RIDGE RD, PACE, FL 32571-9649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · VA Mortgage PEN AIR FEDERAL CU |
| Jan 22, 2021 | Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT OF NORTHWEST FLORIDA AC |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2014 · Amount on File |
| Deed Sale | Jun 16, 2014 · Amount on File |
| Deed Document Number | 0033501614 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3730 ARBOR RIDGE RD, PACE, FL 32571-9649 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 3730 ARBOR RIDGE RD, PACE, FL 32571-9649 |
| Document Number | 0040970001 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 4097/1 |
| Instrument | 202121490 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32504 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 22, 2021 |
| Property Address | 3730 ARBOR RIDGE RD, PACE, FL 32571-9649 |
| Document Number | 0040600351 |
| Book / Page | 4060 / 351 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 202104350 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $994.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5924 LAST CHANCE RD, 5924, MILTON, FL 32570-2918 |
| Name | Verified Name |
|---|---|
| Address | 3730 ARBOR RIDGE RD, PACE, FL 32571-9649 |
| Document Number | 0004060354 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 4060/354 |
| Name | FARM CREDIT OF NORTHWEST FLORIDA AC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3730 ARBOR RIDGE RD, PACE, FL 32571-9649 |
| Document Number | 0039570242 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3730 ARBOR RIDGE RD PACE FL 325719649, PACE, FL 32571-9649 |
| Document Number | 0039570242 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 003957/000242 |
| Instrument | 25898 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 1495 E NINE MILE RD, PENSACOLA, FL 32514-5723 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 31, 2035 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,035.00 (+7.36%) Homeowner's exemption Disabled Person's exemption | $268,379 (+3%) | $425,159 (+8.66%) Land $148,104 Building $277,055 |
| 2023 | $2,827.00 (+2.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $260,562 (+3%) | $391,259 (+15.85%) Land $116,688 Building $274,571 |
| 2022 | $2,754.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $252,973 | $337,738 Land $62,832 Building $274,906 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3730 Arbor Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3730 Arbor Ridge Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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