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3748 Arbor Ridge Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3748 Arbor Ridge Rd, Pace, FL 32571 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,586 sqft · built 2018
Lot Size4.48 acres (195,584 sqft)
Owner2 Individual Names on File
Last Sale$43,000 (May 2015)
Tax Bill$3,028 (2024)
Deeds & MortgagesAug 2018 Mortgage
Apr 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN05-2N-29-0000-00109-0000

Property Details

APN / Parcel Number

Primary APN05-2N-29-0000-00109-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,586 sqft Heated Area
Gross Area3,518 sqft
1st Floor Area3,048 sqft
Upper Floors Area210 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area195,584 sqft (4.48 acres)
Lot Dimensions7,820 ft deep x 2,510 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area470 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number052N290000001090000
Street Address3748 ARBOR RIDGE RD
CityPACE
StateFL
Zip32571-9649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description*NEW PARCEL OUT OF #1 FOR 2015 DESC AS: LOT 52 TIDWELL PLACE COM SE CORN OF THN N0*23'02E ON E SEC LN 1512.45 FT THN N88
Legal Range29W
Legal Township02N
Legal Section05
Legal SubdivisionTIDWELL PLACE
Legal Lot Number52
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1034
Census Tract10303

Owner

Source: Santa Rosa County records · APN 05-2N-29-0000-00109-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3748 ARBOR RIDGE RD, PACE, FL 32571-9649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
PEN AIR FEDERAL CU
Apr 26, 2017Trustee's Deed, Construction Loan · Construction Mortgage
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2015 · Amount on Record
Deed SaleMay 22, 2015 · Amount on Record
Deed Document Number0003431601
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3748 ARBOR RIDGE RD, PACE, FL 32571-9649
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyGUARANTEE TITLE OF NORTHWEST

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037561571
DateAug 14, 2018
Book Page3756/1571
Instrument201834644
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2033

April 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSANTA ROSA FL
Recording DateApr 26, 2017
Property Address3748 ARBOR RIDGE RD, PACE, FL 32571-9649
Document Number0036181457
Book / Page003618 / 001457
Instrument DateApr 17, 2017
Instrument16255
Transaction TypeConstruction Loan
Record UpdatedJun 06, 2017
Title CompanyGUARANTEE TITLE/NORTHWEST FL

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3748 ARBOR RIDGE RD PACE FL 32571, PACE, FL 32571

Mortgage

Document Number36181457
DateApr 26, 2017
Book Page003618/001457
Instrument16255
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Address46 PRINCE ST, ROCHESTER, NY 14607-1023
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 25, 2018

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$3,028.00 (+3.84%) Homeowner's exemption$270,169 (+3%)$401,159 (+7.51%) Land $118,536 Building $282,623
2023$2,916.00 (+2.6%) Homeowner's exemption$262,300 (+3%)$373,132 (+10.73%) Land $93,392 Building $279,740
2022$2,842.00 Homeowner's exemption$254,660$336,988 Land $57,472 Building $279,516

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire LikelihoodAbout 1 in 281 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Conexon ConnectFiber2,000 / 2,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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