Osceola County property record for 3770 Cord Ave, Saint Cloud, FL 34772
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 4 ba · 2,031 sqft · built 1989 |
| Lot Size | 2.47 acres (107,593 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Jan 2022) |
| Tax Bill | $3,391 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88719 |
| Primary APN | 88719 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,031 sqft Heated Area |
| Gross Area | 2,670 sqft |
| 1st Floor Area | 1,767 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 107,593 sqft (2.47 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 615 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 88719 |
|---|---|
| Street Address | 3770 CORD AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8061 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-2 |
| Legal Description | S L & I C PB B PG 19 N 1/2 LOT 49 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | ST CLOUD MANOR EST 3 |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 43304 |
Source: Osceola County records · APN 88719
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3770 CORD AVE, SAINT CLOUD, FL 34772-8061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2022 · Amount on Record |
| Deed Sale | Jan 05, 2022 · Amount on Record |
| Prior Sale | Oct 13, 2016 · Amount on Record |
| Deed Document Number | 2022002385 |
| Deed Book / Page | 6122 / 1917 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 05, 2022 |
| Property Address | 3770 CORD AVE, SAINT CLOUD, FL 34772-8061 |
| Document Number | 0061221917 |
| Book / Page | 6122 / 1917 |
| Map Reference | MB B PG 19 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2022002385 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3370 CORD AVE, 3370, SAINT CLOUD, FL 34772-8130 |
| Name | Verified Name |
|---|---|
| Address | 3370 CORD AVE, SAINT CLOUD, FL 34772-8130 |
| Document Number | 0061221919 |
|---|---|
| Date | Jan 05, 2022 |
| Instrument | 6122/1919 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3770 CORD AVE, SAINT CLOUD, FL 34772-8061 |
| Document Number | 0053442087 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3770 CORD AVE ST CLOUD FL 347728061, ST CLOUD, FL 34772-8061 |
| Document Number | 0053442087 |
|---|---|
| Date | Jun 05, 2018 |
| Book Page | 005344/002087 |
| Instrument | 86706 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | OKLAHOMA CITY, OK 73107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,391.00 (+7.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $239,183 (+5.99%) | $297,500 (+1.99%) Land $124,700 Building $172,800 |
| 2023 | $3,142.00 (+4.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $225,673 (+3%) | $291,700 (+33.14%) Land $123,500 Building $168,200 |
| 2022 | $3,007.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $219,100 Land $98,800 Building $120,300 | $219,100 Land $98,800 Building $120,300 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
Based on FCC filings for 134 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures