Vermillion County property record for 376 Ridge St, Universal, IN 47884
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,600 sqft · built 2000 |
| Lot Size | 0.328 acres (14,268 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,000 (Nov 2024) |
| Tax Bill | $730 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-014-0001-00 |
| Primary APN | 004-014-0001-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 14,268 sqft (0.328 acres) |
| Lot Dimensions | 159 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000990771 |
|---|---|
| Street Address | 376 RIDGE ST |
| City | UNIVERSAL |
| State | IN |
| Zip | 47884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRIS PARK ADD PT (EX 15') LOT 139 HARRIS PARK ADD EX 15' N SIDE LOT 140 |
| Legal Subdivision | HARRIS PARK ADD |
| Legal Lot Number | 139,140 |
| Jurisdiction | VERMILLION IN |
| Township / Civil Division | CLINTON |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 20400 |
376 Ridge St is owned and occupied by an individual who bought it in November 2024.
Source: Vermillion County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 376 RIDGE ST, UNIVERSAL, IN 47884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2024 · Amount on File |
| Deed Sale | Nov 26, 2024 · Amount on File |
| Deed Document Number | 20242052 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 376 Ridge St was $730 with a homeowner's exemption, up 48.7% from the year before.
Source: Vermillion County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Vermillion County |
| County Subdivision | Clinton Township |
| Municipality | Universal Town |
| Unified School District | South Vermillion Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $730.00 (+48.68%) Homeowner's exemption | $103,900 Land $6,500 Building $97,400 | $103,900 Land $6,500 Building $97,400 |
| 2024 | $491.00 | ||
| 2023 | $70,800 (+2.46%) Land $6,500 Building $64,300 | $70,800 (+2.46%) Land $6,500 Building $64,300 | |
| 2022 | $731.00 (+61.01%) | $69,100 Land $6,500 Building $62,600 | $69,100 Land $6,500 Building $62,600 |
| 2021 | $454.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 376 Ridge St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 4, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 376 Ridge St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNIVERSAL WATER WORKS serves 473 people · EPA ID IN5283011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Dec 2025 Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Joink Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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