Vermillion County property record for 304 Ridge St, Universal, IN 47884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,302 sqft · built 1926 |
| Lot Size | 0.328 acres (14,268 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $101 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-018-0005-00 |
| Primary APN | 004-018-0005-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 14,268 sqft (0.328 acres) |
| Lot Dimensions | 174 ft deep x 81 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00000986292 |
|---|---|
| Street Address | 304 RIDGE ST |
| City | UNIVERSAL |
| State | IN |
| Zip | 47884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARRIS PARK ADD LOT 150 HARRIS PARK ADD LOT 151 |
| Legal Subdivision | HARRIS PARK ADD |
| Legal Lot Number | 150,151 |
| Jurisdiction | VERMILLION IN |
| Township / Civil Division | CLINTON |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 20400 |
304 Ridge St is owned and occupied by an individual.
Source: Vermillion County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 95, UNIVERSAL, IN 47884-0095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 304 Ridge St was $101 with a homeowner's exemption, down 62.6% from the year before.
Source: Vermillion County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Vermillion County |
| County Subdivision | Clinton Township |
| Municipality | Universal Town |
| Unified School District | South Vermillion Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $101.00 (-62.59%) Homeowner's exemption | $55,800 Land $6,500 Building $49,300 | $55,800 Land $6,500 Building $49,300 |
| 2024 | $270.00 | ||
| 2023 | $40,500 (+12.81%) Land $6,500 Building $34,000 | $40,500 (+12.81%) Land $6,500 Building $34,000 | |
| 2022 | $250.00 | $35,900 Land $6,500 Building $29,400 | $35,900 Land $6,500 Building $29,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Ridge St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 4, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Ridge St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNIVERSAL WATER WORKS serves 473 people · EPA ID IN5283011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Dec 2025 Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Joink Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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