309 Ridge St, Universal, IN 47884 Property Records

Vermillion County property record for 309 Ridge St, Universal, IN 47884

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,935 sqft · built 1913
Lot Size	0.21 acres (9,150 sqft)
Owner	Individual Name on Record
Last Sale	$1,190 (Dec 2025)
Tax Bill	$634 (2025)
Deeds & Mortgages	Dec 2025 Foreclosure Apr 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`004-012-0005-00`

Property Details

APN / Parcel Number

Primary APN	`004-012-0005-00`
Alternative APNs	`83-13-30-340-017.000-004` `00000986521`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,935 sqft Living Area
1st Floor Area	1,039 sqft
Attic	Attic
Attic Area	1,792 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,150 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 61 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000986521
Street Address	309 RIDGE ST
City	UNIVERSAL
State	IN
Zip	47884
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARRIS PARK ADD E 1/2 LOT 127 HARRIS PARK ADD LOT 128
Legal Subdivision	HARRIS PK ADDN
Legal Lot Number	127,128
Jurisdiction	VERMILLION IN
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2066
Census Tract	20400

Owner

Source: Vermillion County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10588 S 625 W, ROSEDALE, IN 47874-7309
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Public Action, Foreclosure
Apr 23, 2018	Sheriff's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Document Number	20252204
Prior Transfer Date	Nov 20, 2025
Prior Transfer Doc	2025002204
Record Updated	Oct 29, 2026

December 2025: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	VERMILLION IN
Recording Date	Dec 2, 2025
Property Address	309 RIDGE ST, UNIVERSAL, IN 47884
Document Number	2025002204
Instrument Date	Nov 20, 2025
Instrument	2025002204
Transaction Type	Foreclosure
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10588 S 625 W, ROSEDALE, IN 47874-7309

April 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	VERMILLION IN
Recording Date	Apr 23, 2018
Property Address	309 RIDGE ST, UNIVERSAL, IN 47884
Document Number	2018000641
Instrument Date	Dec 14, 2017
Instrument	2018000641
Transaction Type	Foreclosure
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 N 3RD ST, CLINTON, IN 47842-2117

Tax Assessment & Valuation

Source: Vermillion County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Vermillion County
County Subdivision	Clinton Township
Municipality	Universal Town
Unified School District	South Vermillion Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$634.00 (+27.82%)	$31,700 (+27.82%) Land $5,000 Building $26,700	$31,700 (+27.82%) Land $5,000 Building $26,700
2024	$496.00 (+13.24%)	$24,800 (+6.44%) Land $5,000 Building $19,800	$24,800 (+6.44%) Land $5,000 Building $19,800
2023		$23,300 (+6.88%) Land $5,000 Building $18,300	$23,300 (+6.88%) Land $5,000 Building $18,300
2022	$438.00	$21,800 Land $5,000 Building $16,800	$21,800 Land $5,000 Building $16,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 4, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNIVERSAL WATER WORKS serves 473 people · EPA ID IN5283011
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Dec 2025 Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Joink Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge St

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