376 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 376 E Troy St, Ferndale, MI 48220 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 736 sqft · built 1923
Lot Size0.083 acres (3,615 sqft)
OwnerIndividual Name on File
Tax Bill$1,651 (2025)
Deeds & MortgagesJul 2017 Loan Modification
Jan 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-34-202-020

Property Details

APN / Parcel Number

Primary APN24-25-34-202-020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area736 sqft Living Area
1st Floor Area642 sqft
Basement Area642 sqft
Unfinished Basement642 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 2016
Architectural StyleBungalow
Exterior MaterialComposition/Composite
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,615 sqft (0.083 acres)
Lot Dimensions108 ft deep x 33 ft wide
Garage Area289 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area233 sqft
Deck Area77 sqft
Patio Area102 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address376 E TROY ST
CityFERNDALE
StateMI
Zip48220-2851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 34 THE LITTLE FARMS SUB E 1/2 OF W 2/3 OF LOT 217
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionTHE LITTLE FARMS SUB
Legal Lot Number217
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2003
Census Tract173500

Owner

Source: Oakland County records · APN 24-25-34-202-020

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address376 E TROY ST, FERNDALE, MI 48220-2851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2017Loan Modification, Mortgage · Conventional Mortgage
COMMUNITY & HM IMPROVEMENT DIV
Jan 20, 2016Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 14, 1998
Record UpdatedSep 20, 2026

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOAKLAND MI
Property Address376 E TROY ST, FERNDALE, MI 48220-2851
Document Number0000136263
Book / Page050878 / 000333
Instrument DateJul 07, 2017
Transaction TypeMortgage
Record UpdatedSep 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address376 E TROY ST FERNDALE MI 482202851, FERNDALE, MI 48220-2851

Mortgage

Document Number0000136263
DateJul 19, 2017
Book Page050878/000333
Instrument136263
Lender
NameCOMMUNITY & HM IMPROVEMENT DIV
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address376 E TROY ST, FERNDALE, MI 48220-2851
Document Number0000021920
Instrument DateJan 20, 2016
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address376 E TROY ST FERNDALE MI 482202851, FERNDALE, MI 48220-2851

Mortgage

Document Number0000021920
DateFeb 06, 2017
Book Page050356/000705
Instrument21920
Lender
NameMISCELLANEOUS GOVT AGCY
AddressPONTIAC, MI 48343
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,651.00 (-1.61%) Homeowner's exemption$81,730 (+7.31%)$163,460 (+7.31%)
2024$1,678.00 (+6.54%)
2023$76,160$152,320
2021$1,575.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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