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368 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 368 E Troy St, Ferndale, MI 48220 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 725 sqft · built 1922
Lot Size0.083 acres (3,615 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Jun 2023)
Tax Bill$4,395 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN24-25-34-202-019

Property Details

APN / Parcel Number

Primary APN24-25-34-202-019

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area725 sqft Living Area
1st Floor Area712 sqft
Basement Area628 sqft
Unfinished Basement628 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 2021
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,615 sqft (0.083 acres)
Lot Dimensions108 ft deep x 33 ft wide
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address368 E TROY ST
CityFERNDALE
StateMI
Zip48220-2851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 34 THE LITTLE FARMS SUB W 1/3 OF LOT 217
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionTHE LITTLE FARMS SUB
Legal Lot Number217
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2003
Census Tract173500

Owner

Source: Oakland County records · APN 24-25-34-202-019

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address368 E TROY ST, FERNDALE, MI 48220-2851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 05, 2023Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK
Jun 10, 2022Warranty Deed, Transfer · Conventional Mortgage
LUXURY MORTGAGE CORP
Jun 07, 2021Warranty Deed, Transfer
PARKS TITLE
Oct 26, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Oct 26, 2018Warranty Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2023 · Amount on Record
Deed SaleJun 05, 2023 · Amount on Record
Prior SaleJun 10, 2022 · Amount on Record
Deed Document Number202360497
Deed Book / Page58645 / 351
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 05, 2023
Property Address368 E TROY ST, FERNDALE, MI 48220-2851
Document Number0000060497
Book / Page58645 / 351
Map ReferenceLB 7 PG 29
Instrument DateMay 25, 2023
Instrument60497
Transaction TypeTransfer
Record UpdatedJun 20, 2023
Title CompanyEMBASSY TITLE CORPORATION, EMBASSY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address368 E TROY ST, FERNDALE, MI 48220-2851

Transferred To (Grantee/Buyer)

NameVerified Name
Address448 WEBSTER ST NW, GRAND RAPIDS, MI 49504-3249

Mortgage

Document Number0058645215
DateJun 05, 2023
Instrument58645/215
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 10, 2022
Property Address368 E TROY ST, FERNDALE, MI 48220-2851
Document Number0000394981
Book / Page57840 / 589
Map ReferenceLB 7 PG 29
Instrument DateJun 01, 2022
Instrument394981
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyOLD WOODWARD TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,537.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13517 LIVERNOIS AVE, DETROIT, MI 48238-2514

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 LAFAYETTE PLAISANCE ST APT 915, 915, DETROIT, MI 48207-2835

Mortgage

Document Number0000399966
DateJun 17, 2022
Book Page57869/194
Instrument399966
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
AddressSTAMFORD, CT 06901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 07, 2021
Property Address368 E TROY ST, FERNDALE, MI 48220-2851
Document Number0000144219
Book / Page56340 / 737
Map ReferenceLB 7 PG 296
Instrument DateJun 01, 2021
Instrument144219
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyPARKS TITLE

Transaction

AmountAmount Recorded
Tax$1,161.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address368 E TROY ST, FERNDALE, MI 48220-2851

Transferred To (Grantee/Buyer)

NameVerified Name
Address13517 LIVERNOIS AVE, DETROIT, MI 48238-2514
InvestorPossibly a Property Investor

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 26, 2018
Property Address368 E TROY ST, FERNDALE, MI 48220-2851
Document Number0000175910
Book / Page52307 / 00253
Map ReferenceLB 7 PG 29
Instrument DateOct 15, 2018
Instrument175910
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$950.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address368 E TROY ST, 368, FERNDALE, MI 48220-2851

Transferred To (Grantee/Buyer)

NameVerified Name
Address368 E TROY ST, FERNDALE, MI 48220-2851

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 26, 2018
Property Address368 E TROY ST, FERNDALE, MI 48220-2851
Document Number0000175909
Book / Page052307 / 000252
Instrument DateNov 28, 2016
Instrument175909
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$709.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address368 E TROY ST FERNDALE MI 482202851, FERNDALE, MI 48220-2851

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,395.00 (-5.48%) Homeowner's exemption$88,620 (+7.51%)$177,240 (+7.51%)
2024$4,650.00 (+54.13%)
2023$82,430$164,860
2021$3,017.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251735002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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