340 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 340 E Troy St, Ferndale, MI 48220 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,065 sqft · built 1925
Lot Size0.083 acres (3,615 sqft)
OwnerCompany Name on File
Last Sale$95,000 (Jun 2013)
Tax Bill$3,746 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-34-202-015

Property Details

APN / Parcel Number

Primary APN24-25-34-202-015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,065 sqft Living Area
1st Floor Area852 sqft
Basement Area852 sqft
Unfinished Basement852 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,615 sqft (0.083 acres)
Lot Dimensions108 ft deep x 33 ft wide
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area233 sqft
Deck Area81 sqft
Patio Area81 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address340 E TROY ST
CityFERNDALE
StateMI
Zip48220-2968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 34 THE LITTLE FARMS SUB E 1/3 OF LOT 215
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionTHE LITTLE FARMS SUB
Legal Lot Number215
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2003
Census Tract173500

Owner

Source: Oakland County records · APN 24-25-34-202-015

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address14141 VICTORIA ST, OAK PARK, MI 48237-1498
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2013 · Amount on Record
Deed SaleJun 17, 2013 · Amount on Record
Prior SaleJun 23, 1997 · Amount on Record
Deed Document Number2013160718
Deed Book / Page45933 / 667
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateAug 06, 2026
Property Address340 E TROY ST, FERNDALE, MI 48220-2968
Document Number0000117730
Book / Page61437 / 730
Instrument DateJun 10, 2026
Instrument2026117730
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address14141 VICTORIA ST, OAK PARK, MI 48237-1498

Mortgage

Document Number0000117730,
DateAug 06, 2026
Book Page61437/730
Instrument2026117730
Lender
NameAMERICAN FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,746.00 (-1%)$109,570 (+5.61%)$219,140 (+5.61%)
2024$3,784.00 (+7.96%)
2023$103,750$207,500
2021$3,505.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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