3757 E Acorn Ln, Midland, MI 48642 Property Records

Midland County property record for 3757 E Acorn Ln, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,362 sqft · built 1997
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$422,500 (May 2023)
Tax Bill	$6,016 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-832-501-040-00`

Property Details

APN / Parcel Number

Primary APN	`090-832-501-040-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,362 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	252 ft deep x 135 ft wide
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3757 E ACORN LN
City	MIDLAND
State	MI
Zip	48642-8859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	T15N R2E LOT 104 WHISPERING PINES ESTATES NO 3.
Legal Subdivision	WHISPERING PINES ESTATES NO 3
Legal Lot Number	104
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1000
Census Tract	291104

Owner

3757 E Acorn Ln is owned and occupied by an individual who bought it in May 2023.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3757 E ACORN LN, MIDLAND, MI 48642-8859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage DOW CU
Aug 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Jul 22, 2019	Intrafamily Transfer, Transfer
Jun 20, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jun 20, 2019 · Amount on File
Deed Book / Page	1665 / 51
Prior Transfer Date	Dec 16, 2022
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 18, 2023
Property Address	3757 E ACORN LN, MIDLAND, MI 48642-8859
Document Number	0001665/51
Book / Page	1665 / 51
Map Reference	LB P PG 62
Instrument Date	May 12, 2023
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	MT PLEASANT ABSTRACT AND TITLE, MT PLEASANT ABSTRACT & TTL I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,168.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3757 E ACOM LANE, MIDLAND, MI 48642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 ABBOTT RD APT F04, F04, MIDLAND, MI 48642-4857

Mortgage

Document Number	0000166552
Date	May 18, 2023
Instrument	1665/52

Lender

Name	DOW CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Aug 30, 2021
Property Address	3757 E ACORN LN, MIDLAND, MI 48642-8859
Document Number	1649/312
Book / Page	1649 / 312
Map Reference	LB P PG 62
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3757 E ACORN LN, MIDLAND, MI 48642-8859

Mortgage

Document Number	1649313
Date	Aug 30, 2021
Instrument	1649/313

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jul 22, 2019
Property Address	3757 E ACORN LN, MIDLAND, MI 48642-8859
Document Number	1625/1487
Book / Page	1625 / 1487
Instrument Date	Jul 22, 2019
Instrument	01625-01487
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3757 E ACORN LN, MIDLAND, MI 48642-8859

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 20, 2019
Property Address	3757 E ACORN LN, MIDLAND, MI 48642-8859
Document Number	01625/00221
Book / Page	01625 / 00221
Instrument Date	Jun 17, 2019
Instrument	01625-00221
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$2,171.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 W 2ND ST # ST1202, 200, RENO, NV 89501-1272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11050 VARNA ST, CLIO, MI 48420-1448

Tax Assessment & Valuation

The 2025 property tax bill for 3757 E Acorn Ln was $6,016 with a homeowner's exemption, down 1.8% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,600 (+2.36%)	$417,200 (+2.36%)
2025	$6,016.00 (-1.81%) Homeowner's exemption	$203,800	$407,600
2024	$6,127.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3757 E Acorn Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3757 E Acorn Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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