3746 E Acorn Ln, Midland, MI 48642 Property Records

Midland County property record for 3746 E Acorn Ln, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,493 sqft · built 1997
Lot Size	0.889 acres (38,768 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2020)
Tax Bill	$4,224 (2022)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-832-500-910-00`

Property Details

APN / Parcel Number

Primary APN	`090-832-500-910-00`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,493 sqft Living Area
Basement Area	1,738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Lot Area	38,768 sqft (0.889 acres)
Lot Dimensions	306 ft deep x 125 ft wide
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	09083250091000
Street Address	3746 E ACORN LN
City	MIDLAND
State	MI
Zip	48642-8859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	T15N R2E LOT 91 WHISPERING PINES ESTATES NO 3.
Legal Subdivision	WHISPERING PINES ESTATES NO 3
Legal Lot Number	91
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	2
Census Block	2000
Census Tract	291102

Owner

3746 E Acorn Ln is owned and occupied by an individual who bought it in October 2020.

Source: Midland County records, as of June 19, 2023

Owner of Record	Individual Name on File
Mailing Address	3746 E ACORN LN, MIDLAND, MI 48642-8859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Deed Document Number	0016381457
Deed Book / Page	1638 / 1457
Record Updated	Jun 7, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 28, 2020
Property Address	3746 E ACORN LN, MIDLAND, MI 48642-8859
Document Number	1638/1457
Book / Page	1638 / 1457
Map Reference	LB P PG 62
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 MADISON ST, 223, MALDEN, MA 02148-7517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 E ACORN LN, MIDLAND, MI 48642

Mortgage

Document Number	16381458
Date	Oct 28, 2020
Instrument	1638/1458

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Flood

FEMA maps place 3746 E Acorn Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3746 E Acorn Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Acorn Ln

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