3696 E Acorn Ln, Midland, MI 48642 Property Records

Midland County property record for 3696 E Acorn Ln, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,222 sqft · built 1997
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Nov 2021)
Tax Bill	$5,080 (2024)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-832-500-940-00`

Property Details

APN / Parcel Number

Primary APN	`090-832-500-940-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,222 sqft Living Area
1st Floor Area	1,449 sqft
Basement Area	1,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	294 ft deep x 130 ft wide
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3696 E ACORN LN
City	MIDLAND
State	MI
Zip	48642-8873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	T15N R2E LOT 94 WHISPERING PINES ESTATES NO 3.
Legal Subdivision	WHISPERING PINES ESTATES NO 3
Legal Lot Number	94
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1000
Census Tract	291104

Owner

3696 E Acorn Ln is owned and occupied by two individuals who acquired it in July 2025.

Source: Midland County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3696 E ACORN LN, MIDLAND, MI 48642-8873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Intrafamily Transfer, Transfer
Nov 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Prior Sale	Jul 10, 1997 · Amount on File
Deed Book / Page	1651 / 756
Last Transfer Date	Jul 2, 2025
Transfer Doc	2025R06520
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 15, 2021
Property Address	3696 E ACORN LN, MIDLAND, MI 48642-8873
Document Number	001651/980
Book / Page	1651 / 980
Map Reference	LB P PG 62
Instrument Date	Nov 8, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3696 E ACORN LN, MIDLAND, MI 48642-8873

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 9, 2021
Property Address	3696 E ACORN LN, MIDLAND, MI 48642-8873
Document Number	1651/756
Book / Page	1651 / 756
Map Reference	LB P PG 62
Instrument Date	Nov 8, 2021
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3696 E ACORN LN, 3696, MIDLAND, MI 48642-8873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 INDIANPIPE LN, ZIONSVILLE, IN 46077-9730

Mortgage

Document Number	1651757
Date	Nov 9, 2021
Instrument	1651/757

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,100	$432,200
2024	$5,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3696 E Acorn Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3696 E Acorn Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Acorn Ln

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