3757 Cameo Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3757 Cameo Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,935 sqft · built 1987
Lot Size0.55 acres (23,958 sqft)
Owner2 Company Names on File
Last Sale$644,000 (Dec 2024)
Tax Bill$2,682 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN165-601-23-00

Property Details

APN / Parcel Number

Primary APN165-601-23-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,935 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area23,958 sqft (0.55 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3757 CAMEO DR
CityOCEANSIDE
StateCA
Zip92056-6342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 150 TR 010052
Legal SubdivisionMIRA COSTA ESTATES
Legal Tract010052
Legal Block1
Legal Lot Number150
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18517

Owner

Source: San Diego County records · APN 165-601-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3757 CAMEO DR, OCEANSIDE, CA 92056-6342
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jan 19, 2017Intrafamily Transfer, Transfer · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Jan 19, 2017Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2024 · Amount on Record
Deed SaleDec 23, 2024 · Amount on Record
Prior SaleOct 04, 2012 · Amount on Record
Deed Document Number2024353554
Prior Transfer DateOct 10, 2024
Prior Transfer Doc0000353553
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3757 CAMEO DR, OCEANSIDE, CA 92056-6342
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3757 CAMEO DR, OCEANSIDE, CA 92056-6342

Mortgage

Document Number0000442753
DateJun 16, 2021
Instrument2021-0442753
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3757 CAMEO DR, OCEANSIDE, CA 92056-6342
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000461044
DateAug 17, 2020
Instrument2020-0461044
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueAug 01, 2047

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 19, 2017
Property Address3757 CAMEO DR, OCEANSIDE, CA 92056-6342
Document Number0000030244
Map ReferenceMAP10052
Instrument DateJan 11, 2017
Instrument2017-0030244
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyOLD REPUBLIC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3757 CAMEO DR, OCEANSIDE, CA 92056-6342

Mortgage

Document Number0000030246
DateJan 19, 2017
Instrument2017-0030246
Lender
NameSUN WEST MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 19, 2017
Property Address3757 CAMEO DR, OCEANSIDE, CA 92056-6342
Document Number0000030245
Instrument DateJan 11, 2017
Instrument30245
Transaction TypeTransfer
Record UpdatedJan 26, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3757 CAMEO DR OCEANSIDE CA 920566342, OCEANSIDE, CA 92056-6342

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$785,622 (+91.3%) Land $555,544 Building $230,078
2025$2,682.00 (+1.06%)$410,668 (+4.04%) Land $233,963 Building $176,705
2024$2,654.00 (+0.84%)
2023$2,632.00 (-1.79%)$394,724 Land $224,879 Building $169,845
2022$2,680.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2025 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Generate-Ubiquity Holdings
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 563 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLa Jolla Western
tribal government · serves 296 people
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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