3749 Cameo Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3749 Cameo Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,691 sqft · built 1987
Lot Size0.51 acres (22,216 sqft)
OwnerCompany Name on File
Last Sale$98,400 (May 1986)
Tax Bill$2,638 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN165-601-25-00

Property Details

APN / Parcel Number

Primary APN165-601-25-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,691 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area22,216 sqft (0.51 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3749 CAMEO DR
CityOCEANSIDE
StateCA
Zip92056-6342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 152 TR 010052
Legal SubdivisionMIRA COSTA ESTATES
Legal Tract010052
Legal Block1
Legal Lot Number152
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18517

Owner

Source: San Diego County records · APN 165-601-25-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3749 CAMEO DR, OCEANSIDE, CA 92056-6342
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Jun 05, 2019Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 1986 · Amount on Record
Deed SaleMay 15, 1986 · Amount on Record
Deed Document Number1986192331
Last Transfer DateMay 16, 2016
Transfer Doc0000248993
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3749 CAMEO DR, OCEANSIDE, CA 92056-6342
Transaction TypeMortgage
Record UpdatedNov 01, 2021
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3749 CAMEO DR, OCEANSIDE, CA 92056-6342

Mortgage

Document Number0000734584
DateOct 21, 2021
Instrument2021-0734584
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueNov 01, 2031

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3749 CAMEO DR, OCEANSIDE, CA 92056-6342
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000217332
DateJun 05, 2019
Instrument2019-0217332
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 01, 2029

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$243,172 (+2%) Land $50,553 Building $192,619
2025$2,638.00 (+5.31%) Homeowner's exemption$238,405 (+4.04%) Land $49,562 Building $188,843
2023$2,505.00 (+1.62%) Homeowner's exemption$229,150 Land $47,639 Building $181,511
2022$2,465.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2025 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: California Internet, Generate-Ubiquity Holdings, Verizon.

Based on FCC filings for 522 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLa Jolla Western
tribal government · serves 296 people
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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