3746 Cameo Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3746 Cameo Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 1987
Lot Size	0.402 acres (17,498 sqft)
Owner	Company Name on Record
Last Sale	$520,000 (Apr 2006)
Tax Bill	$7,992 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-601-28-00`

Property Details

APN / Parcel Number

Primary APN	`165-601-28-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,423 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	17,498 sqft (0.402 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3746 CAMEO DR
City	OCEANSIDE
State	CA
Zip	92056-6341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 195 TR 010052
Legal Subdivision	MIRACOSTA ESTATES
Legal Tract	010052
Legal Block	1
Legal Lot Number	195
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3746 CAMEO DR, OCEANSIDE, CA 92056-6341
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO FIRE CU
Nov 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2006 · Amount on Record
Deed Sale	Apr 17, 2006 · Amount on Record
Prior Sale	May 16, 1986 · Amount on Record
Deed Document Number	2006266907
Last Transfer Date	Nov 9, 2021
Transfer Doc	0000788492
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3746 CAMEO DR, OCEANSIDE, CA 92056-6341
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3746 CAMEO DR, OCEANSIDE, CA 92056-6341

Mortgage

Document Number	0000350783
Date	Dec 21, 2023
Instrument	2023-0350783

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 15, 2021
Property Address	3746 CAMEO DR, OCEANSIDE, CA 92056-6341
Document Number	0000788492
Map Reference	MAP 10052
Instrument Date	Nov 9, 2021
Instrument	2021-0788492
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3746 CAMEO DR, OCEANSIDE, CA 92056-6341

Mortgage

Document Number	0000788493
Date	Nov 15, 2021
Instrument	2021-0788493

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2020
Property Address	3746 CAMEO DR, OCEANSIDE, CA 92056-6341
Document Number	0000087850
Instrument Date	Feb 21, 2020
Instrument	87850
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3746 CAMEO DR OCEANSIDE CA 920566341, OCEANSIDE, CA 92056-6341

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$724,772 (+2%) Land $501,767 Building $223,005
2025	$7,992.00 (+5.17%)	$710,562 (+4.04%) Land $491,929 Building $218,633
2023	$7,599.00 (+1.54%)	$682,973 Land $472,828 Building $210,145
2022	$7,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

Nearby Properties on Cameo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures