3753 Sand Flat Rd, Oakland, MD 21550 Property Records

Garrett County property record for 3753 Sand Flat Rd, Oakland, MD 21550

Property Summary

Property Type	Rural Home
Details	1 ba · 1,624 sqft · built 1890
Lot Size	43 acres (1,873,080 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Sep 2018)
Tax Bill	$1,066 (2025)
Deeds & Mortgages	Nov 2018 Transfer Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-006716`

Property Details

APN / Parcel Number

Primary APN	`10-006716`
Alternative APN	`006716`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,624 sqft Total Area
Basement Area	4,800 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,873,080 sqft (43 acres)

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Shed	1 Shed
Shed Area	1,120 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	006716
Street Address	3753 SAND FLAT RD
City	OAKLAND
State	MD
Zip	21550-7332
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	43.00 AC W/S SAND FLAT RD SAND FLAT
Legal Subdivision	STOCK FARM
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	1
Census Block	1033
Census Tract	502

Owner

3753 Sand Flat Rd, a rural home, is owned and occupied by two individuals who acquired it in October 2018.

Source: Garrett County records, as of August 12, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3753 SAND FLAT RD, OAKLAND, MD 21550-7332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 19, 2018	Grant Deed, Transfer · Conventional with PMI RANDALL E HARVEY
Oct 30, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on File
Deed Sale	Sep 19, 2018 · Amount on File
Deed Book / Page	2094 / 214
Last Transfer Date	Oct 3, 2018
Transfer Doc	0021030422
Record Updated	Jun 8, 2026

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRETT MD
Recording Date	Nov 7, 2018
Property Address	3753 SAND FLAT RD, OAKLAND, MD 21550-7332
Document Number	0021030422
Book / Page	002103 / 000422
Instrument Date	Oct 3, 2018
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	136 PARADISE POINT RD OAKLAND MD 215507326, OAKLAND, MD 21550-7326

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 19, 2018
Property Address	3753 SAND FLAT RD, OAKLAND, MD 21550-7332
Document Number	0020940214
Book / Page	002094 / 000214
Instrument Date	Sep 14, 2018
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3753 SAND FLAT RD OAKLAND MD 215507332, OAKLAND, MD 21550-7332

Mortgage

Document Number	20940218
Date	Sep 19, 2018
Book Page	002094/000218

Lender

Name	RANDALL E HARVEY

Agreement

Type	Conventional with PMI
Amount	Amount on Record

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Oct 30, 2018
Property Address	3753 SAND FLAT RD, OAKLAND, MD 21550-7332
Document Number	0021020307
Book / Page	002102 / 000307
Instrument Date	Sep 14, 2018
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3753 SAND FLAT RD OAKLAND MD 215507332, OAKLAND, MD 21550-7332

Tax Assessment & Valuation

The 2025 property tax bill for 3753 Sand Flat Rd was $1,066.

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,066.00	$91,533	$99,200 Land $44,800 Building $54,400
2023	$920.00	$76,200 Land $35,800 Building $40,400	$76,200 Land $35,800 Building $40,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3753 Sand Flat Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3753 Sand Flat Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Sand Flat Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures