3472 Sand Flat Rd, Oakland, MD 21550 Property Records

Garrett County property record for 3472 Sand Flat Rd, Oakland, MD 21550

Property Summary

Property TypeManufacturing (Light)
Details8,660 sqft · built 2014
Lot Size2.15 acres (93,654 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (May 2003)
Tax Bill$5,415 (2026)
Deeds & MortgagesJun 2018 Mortgage
Feb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-013690

Property Details

APN / Parcel Number

Primary APN10-013690
Alternative APN
  • 013690

Interior

Stories1 Story
Building Area8,660 sqft Total Area
1st Floor Area8,660 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialMetal
Construction TypeSteel Frame
Fire ResistanceSpecial
Lot Area93,654 sqft (2.15 acres)
Shed1 Shed
Shed Area4,950 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number013690
Street Address3472 SAND FLAT RD
CityOAKLAND
StateMD
Zip21550
Property CategoryIndustrial
Property TypeIndustrial > Manufacturing (Light)
Legal Description2.15 AC E/S SAND FLAT RD SAND FLAT
JurisdictionGARRETT MD
Township / Civil Division10, DEER PARK
Census Block Group1
Census Block1043
Census Tract502

Owner

3472 Sand Flat Rd, an industrial property, is owned by an individual who bought it in May 2003.

Source: Garrett County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3546 SAND FLAT RD, OAKLAND, MD 21550
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2018Deed of Trust, Mortgage · Commercial Mortgage
CLEAR MOUNTAIN BANK
Feb 21, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2003 · Amount on File
Deed SaleMay 2, 2003 · Amount on File
Deed Document Number2003833
Deed Book / Page964 / 771
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address3456 SAND FLAT RD, OAKLAND, MD 21550-6946
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyDEEP CREEK TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020770279
DateJun 13, 2018
Book Page2077/0279
Lender
NameCLEAR MOUNTAIN BANK
TypeBank
Address00000
Agreement
TypeCommercial Mortgage

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address3456 SAND FLAT RD, OAKLAND, MD 21550-6946
Document Number0021910181
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedApr 7, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3456 SAND FLAT RD OAKLAND MD 215506946, OAKLAND, MD 21550-6946

Mortgage

Document Number0021910181
DateMar 4, 2020
Book Page002191/000181
Lender
NameTRUIST BK
AddressHAGERSTOWN, MD 21740-6621
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3472 Sand Flat Rd was $5,415.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,415.00$484,300 Land $37,800 Building $446,500$484,300 Land $37,800 Building $446,500
2023$5,078.00$432,200 Land $37,800 Building $394,400$432,200 Land $37,800 Building $394,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3472 Sand Flat Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3472 Sand Flat Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: Pogozone powered by Neubeam.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Sand Flat Rd

Nearby Streets

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