Garrett County property record for 3472 Sand Flat Rd, Oakland, MD 21550
| Property Type | Manufacturing (Light) |
|---|---|
| Details | 8,660 sqft · built 2014 |
| Lot Size | 2.15 acres (93,654 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (May 2003) |
| Tax Bill | $5,415 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-013690 |
| Primary APN | 10-013690 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,660 sqft Total Area |
| 1st Floor Area | 8,660 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Fire Resistance | Special |
| Lot Area | 93,654 sqft (2.15 acres) |
| Shed | 1 Shed |
| Shed Area | 4,950 sqft |
| Heating System | Space Heater |
|---|
| Account Number | 013690 |
|---|---|
| Street Address | 3472 SAND FLAT RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550 |
| Property Category | Industrial |
| Property Type | Industrial > Manufacturing (Light) |
| Legal Description | 2.15 AC E/S SAND FLAT RD SAND FLAT |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 10, DEER PARK |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 502 |
3472 Sand Flat Rd, an industrial property, is owned by an individual who bought it in May 2003.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3546 SAND FLAT RD, OAKLAND, MD 21550 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CLEAR MOUNTAIN BANK |
| Feb 21, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2003 · Amount on File |
| Deed Sale | May 2, 2003 · Amount on File |
| Deed Document Number | 2003833 |
| Deed Book / Page | 964 / 771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 3456 SAND FLAT RD, OAKLAND, MD 21550-6946 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | DEEP CREEK TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0020770279 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 2077/0279 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Commercial Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 3456 SAND FLAT RD, OAKLAND, MD 21550-6946 |
| Document Number | 0021910181 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3456 SAND FLAT RD OAKLAND MD 215506946, OAKLAND, MD 21550-6946 |
| Document Number | 0021910181 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 002191/000181 |
| Name | TRUIST BK |
|---|---|
| Address | HAGERSTOWN, MD 21740-6621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3472 Sand Flat Rd was $5,415.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,415.00 | $484,300 Land $37,800 Building $446,500 | $484,300 Land $37,800 Building $446,500 |
| 2023 | $5,078.00 | $432,200 Land $37,800 Building $394,400 | $432,200 Land $37,800 Building $394,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3472 Sand Flat Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3472 Sand Flat Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Pogozone powered by Neubeam.
5G and 4G LTE (outdoors only)
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