Garrett County property record for 3396 Sand Flat Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,404 sqft · built 1989 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (May 2004) |
| Tax Bill | $3,798 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-011604 |
| Primary APN | 10-011604 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,404 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 864 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 011604 |
|---|---|
| Street Address | 3396 SAND FLAT RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-6928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.00 AC E/S SAND FLAT RD SAND FLAT |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 10, DEER PARK |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 502 |
3396 Sand Flat Rd is owned and occupied by an individual who bought it in May 2004.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3396 SAND FLAT RD, OAKLAND, MD 21550-6928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2004 · Amount on File |
| Deed Sale | May 11, 2004 · Amount on File |
| Prior Sale | Mar 31, 1998 · Amount on File |
| Deed Document Number | 200440797 |
| Deed Book / Page | 1041 / 838 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3396 Sand Flat Rd was $3,798 with a homeowner's exemption.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,798.00 Homeowner's exemption | $425,700 Land $41,500 Building $384,200 | $425,700 Land $41,500 Building $384,200 |
| 2023 | $3,605.00 Homeowner's exemption | $306,100 Land $31,000 Building $275,100 | $306,100 Land $31,000 Building $275,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3396 Sand Flat Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3396 Sand Flat Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Pogozone powered by Neubeam.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures