37521 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 37521 2nd St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1920
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$171,000 (Jul 2022)
Tax Bill	$5,107 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-028-A-00-041-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-028-A-00-041-0`
Alternative APN	`13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	656 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	210 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	30 sqft
Patio Area	84 sqft
Canopy	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	13
Street Address	37521 2ND ST
City	WILLOUGHBY
State	OH
Zip	44094-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MFL
Legal Description	LOT 107 GORE TRACT
Legal Subdivision	CITY/WILLOUGHBY
Legal Lot Number	107
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1007
Census Tract	201400

Owner

37521 2nd St is owned and occupied by an individual who bought it in July 2022.

Source: Lake County records, as of April 25, 2024

Owner of Record	Individual Name on File
Mailing Address	37521 2ND ST, WILLOUGHBY, OH 44094-6122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
May 20, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 4, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	May 20, 2022 · Amount on File
Deed Document Number	474343
Record Updated	Jun 7, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jul 18, 2022
Property Address	37521 2ND ST, WILLOUGHBY, OH 44094-6122
Document Number	0000020018
Instrument Date	Jul 14, 2022
Instrument	2022R020018
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37521 2ND ST, WILLOUGHBY, OH 44094-6122

Mortgage

Document Number	0000020019
Date	Jul 18, 2022
Instrument	2022R020019

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	May 20, 2022
Property Address	37521 2ND ST, WILLOUGHBY, OH 44094-6122
Document Number	0000014627
Instrument Date	May 19, 2022
Instrument	2022R014627
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37521 2ND ST, WILLOUGHBY, OH 44094-6122

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LAKE OH
Recording Date	Nov 4, 2020
Property Address	37521 2ND ST, WILLOUGHBY, OH 44094-6122
Document Number	0000032693
Instrument Date	Oct 29, 2020
Instrument	32693
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37521 2ND ST WILLOUGHBY OH 440946122, WILLOUGHBY, OH 44094-6122

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,107.00 (+82.59%) Homeowner's exemption	$53,940 (-) Land $15,120 Building $38,820
2022	$2,797.00 Homeowner's exemption Senior Citizen's exemption	$53,940 Land $15,120 Building $38,820
2021			$154,090 Land $43,190 Building $110,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37521 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 37521 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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