37510 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 37510 2nd St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,166 sqft · built 1952
Lot Size	0.141 acres (6,151 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Nov 2021)
Tax Bill	$3,898 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-023-G-00-030-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-023-G-00-030-0`
Alternative APN	`B 140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	704 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,151 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	20 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	37510 2ND ST
City	WILLOUGHBY
State	OH
Zip	44094-6123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 & 2 TRACT 13
Legal Subdivision	ORCHARD PARK ALLOTMENT NO. 2
Legal Tract	13
Legal Block	1
Legal Lot Number	262
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1014
Census Tract	201400

Owner

Source: Lake County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Nov 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Oct 12, 2017	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	202140076
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Aug 6, 2026
Property Address	37510 2ND ST, WILLOUGHBY, OH 44094-6123
Document Number	0000017651
Instrument Date	Jul 31, 2026
Instrument	202617651
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37510 2ND ST, WILLOUGHBY, OH 44094-6123

Mortgage

Document Number	0000017651,
Date	Aug 6, 2026
Instrument	202617651

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2036

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 12, 2021
Property Address	37510 2ND ST, WILLOUGHBY, OH 44094-6123
Document Number	0000040076
Map Reference	VOL F PG 27
Instrument Date	Nov 11, 2021
Instrument	2021R040076
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 BROADWAY AVE, CLEVELAND, OH 44105-1441

Mortgage

Document Number	0000040077
Date	Nov 12, 2021
Instrument	2021R040077

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 12, 2017
Property Address	37510 2ND ST, WILLOUGHBY, OH 44094-6123
Document Number	0000027632
Map Reference	VOL F PG27
Instrument Date	Oct 10, 2017
Instrument	2017R027632
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ENTERPRISE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37510 2ND ST, WILLOUGHBY, OH 44094-6123

Mortgage

Document Number	0000027633
Date	Oct 12, 2017
Instrument	2017R027633

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,490 (+27.5%) Land $15,200 Building $37,290	$149,970 (+27.49%) Land $43,430 Building $106,540
2023	$3,898.00 (+53.16%) Homeowner's exemption	$41,170 (-) Land $12,510 Building $28,660
2022	$2,545.00 Homeowner's exemption	$41,170 Land $12,510 Building $28,660
2021			$117,630 Land $35,750 Building $81,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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