37504 2nd St, Willoughby, OH 44094 Property Records

Lake County property record for 37504 2nd St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 796 sqft · built 1924
Lot Size	0.113 acres (4,918 sqft)
Owner	Individual Name on Record
Tax Bill	$6,601 (2025)
Deeds & Mortgages	Feb 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`27-A-023-G-00-029-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-023-G-00-029-0`
Alternative APN	`B 141`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	796 sqft Living Area
Gross Area	1,067 sqft
1st Floor Area	550 sqft
Basement Area	246 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,918 sqft (0.113 acres)
Lot Dimensions	123 ft deep x 40 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	37504 2ND ST
City	WILLOUGHBY
State	OH
Zip	44094-6123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 & 2 TRACT 13
Legal Subdivision	ORCHARD PARK ALLOTMENT NO. 2
Legal Tract	13
Legal Block	1
Legal Lot Number	263
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1014
Census Tract	201400

Owner

Source: Lake County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37504 2ND ST, WILLOUGHBY, OH 44094-6123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	37504 2ND ST, WILLOUGHBY, OH 44094-6123
Document Number	0000004352
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37504 2ND ST WILLOUGHBY OH 440946123, WILLOUGHBY, OH 44094-6123

Mortgage

Document Number	0000004352
Date	Feb 23, 2018
Instrument	4352

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 22, 2028

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,601.00 (+123.31%) Veteran's exemption	$43,160 (+38.2%) Land $13,680 Building $29,480	$123,320 (+38.19%) Land $39,090 Building $84,230
2023	$2,956.00 (-52.45%) Homeowner's exemption Senior Citizen's exemption	$31,230 (-) Land $11,260 Building $19,970
2022	$6,217.00 Homeowner's exemption Senior Citizen's exemption	$31,230 Land $11,260 Building $19,970
2021			$89,240 Land $32,180 Building $57,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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