3748 Savannah Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 3748 Savannah Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,475 sqft · built 1993
Lot Size	0.556 acres (24,225 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Mar 2023)
Tax Bill	$505 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-21-31-503-0000-1180`

Property Details

APN / Parcel Number

Primary APN	`33-21-31-503-0000-1180`
Alternative APN	`21313350300001180`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,475 sqft Living Area
Gross Area	4,157 sqft
1st Floor Area	1,585 sqft
Upper Floors Area	1,890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	24,225 sqft (0.556 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	32 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3748 SAVANNAH LOOP
City	OVIEDO
State	FL
Zip	32765-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 118 RIVER WALK PB 43 PGS 30 TO 34
Legal Range	31E
Legal Township	21S
Legal Section	33
Legal Subdivision	RIVER WALK
Legal Tract	503
Legal Lot Number	118
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1010
Census Tract	21317

Owner

Source: Seminole County assessment roll, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13131 LODI CT, MANASSAS, VA 20112-4681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP
Dec 5, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Nov 3, 2014 · Amount on Record
Deed Document Number	202325676
Deed Book / Page	10408 / 1807
Prior Transfer Date	Dec 13, 2019
Prior Transfer Doc	0095000581
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 22, 2023
Property Address	3748 SAVANNAH LOOP, OVIEDO, FL 32765-9203
Document Number	0104081807
Book / Page	10408 / 1807
Map Reference	MB 43 PG 30-34
Instrument Date	Mar 15, 2023
Instrument	2023025676
Transaction Type	Transfer
Record Updated	Mar 31, 2023
Title Company	CONWAY TITLE, CONWAY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1030 CATFISH CREEK CT, OVIEDO, FL 32765-5652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13131 LODI CT, MANASSAS, VA 20112-4681

Mortgage

Document Number	0104081810
Date	Mar 22, 2023
Instrument	10408/1810

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3748 SAVANNAH LOOP, OVIEDO, FL 32765-9203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094930486
Date	Dec 5, 2019
Book Page	9493/0486
Instrument	2019132723

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 23, 2039

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$505.00 (-94.65%) Homeowner's exemption Veteran's exemption	$738,830 (+19.45%)	$851,414 (+37.65%) Land $178,000 Building $673,414
2024	$9,439.00 (+7.49%)
2023	$8,781.00 (+64.53%)	$618,517 (+45.5%)	$618,517 (-3.8%) Land $148,000 Building $470,517
2022	$5,337.00 Homeowner's exemption	$425,110	$642,958 Land $130,000 Building $512,958

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 units insured incl. 8 condo units
Nearby Flood Claims	13 (2019–2022)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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