Seminole County property record for 3713 Savannah Loop, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,091 sqft · built 1993 |
| Lot Size | 0.366 acres (15,962 sqft) |
| Owner | Individual Name on File |
| Last Sale | $921,000 (Feb 2024) |
| Tax Bill | $10,836 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-21-31-503-0000-1130 |
| Primary APN | 33-21-31-503-0000-1130 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,091 sqft Living Area |
| 1st Floor Area | 3,086 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 15,962 sqft |
| Garage Area | 691 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 292 sqft |
| Patio Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3713 SAVANNAH LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-9204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 113 RIVER WALK PB 43 PGS 30 TO 34 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 33 |
| Legal Subdivision | RIVER WALK |
| Legal Tract | 503 |
| Legal Lot Number | 113 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21317 |
Source: Seminole County records · APN 33-21-31-503-0000-1130
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3713 SAVANNAH LOOP, OVIEDO, FL 32765-9204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Nov 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2024 · Amount on Record |
| Deed Sale | Feb 19, 2024 · Amount on Record |
| Prior Sale | Aug 04, 2016 · Amount on Record |
| Deed Document Number | 2024014710 |
| Deed Book / Page | 10581 / 1424 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 19, 2024 |
| Property Address | 3713 SAVANNAH LOOP, OVIEDO, FL 32765-9204 |
| Document Number | 0105811424 |
| Book / Page | 10581 / 1424 |
| Map Reference | MB 43 PG 30-34 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 2024014710 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,447.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 MAYO CT, OVIEDO, FL 32765-8036 |
| Name | Verified Name |
|---|---|
| Address | 3713 SAVANNAH LOOP, OVIEDO, FL 32765-9204 |
| Document Number | 0105811426 |
|---|---|
| Date | Feb 19, 2024 |
| Instrument | 10581/1426 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3713 SAVANNAH LOOP, OVIEDO, FL 32765-9204 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0100910567 |
|---|---|
| Date | Nov 09, 2021 |
| Book Page | 10091/567 |
| Instrument | 2021147072 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,836.00 (+90.37%) | $794,274 (+86.31%) | $794,274 (+37.61%) Land $178,000 Building $616,274 |
| 2023 | $5,692.00 (+2.37%) Homeowner's exemption | $426,312 (+3%) | $577,177 (-3.55%) Land $148,000 Building $429,177 |
| 2022 | $5,560.00 Homeowner's exemption | $413,895 | $598,410 Land $130,000 Building $468,410 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 units insured incl. 8 condo units |
| Nearby Flood Claims | 13 (2019–2022) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 170 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SEMINOLE COUNTY SOUTHEAST serves 70,040 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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