3718 Savannah Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 3718 Savannah Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,438 sqft · built 1992
Lot Size	0.353 acres (15,409 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (Jan 2026)
Tax Bill	$5,124 (2025)
Deeds & Mortgages	May 2024 Line of Credit Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-21-31-503-0000-1170`

Property Details

APN / Parcel Number

Primary APN	`33-21-31-503-0000-1170`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,438 sqft Living Area
1st Floor Area	2,440 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Combination
Construction Type	Mixed
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	15,409 sqft
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	580 sqft
Patio Area	327 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3718 SAVANNAH LOOP
City	OVIEDO
State	FL
Zip	32765-9203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117 RIVER WALK PB 43 PGS 30 TO 34
Legal Range	31E
Legal Township	21S
Legal Section	33
Legal Subdivision	RIVER WALK
Legal Tract	503
Legal Lot Number	117
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1010
Census Tract	21317

Owner

Source: Seminole County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3178 SAVANNAH LOOP, OVIEDO, FL 32765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Jan 13, 2026	Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	May 12, 2016 · Amount on Record
Deed Document Number	2026003205
Deed Book / Page	10965 / 1455
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3718 SAVANNAH LOOP, OVIEDO, FL 32765-9203
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106270104
Date	May 13, 2024
Book Page	10627/104
Instrument	2024042152

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 13, 2026
Property Address	3718 SAVANNAH LOOP, OVIEDO, FL 32765-9203
Document Number	0109651455
Book / Page	10965 / 1455
Map Reference	MB 43 PG 30-34
Instrument Date	Jan 9, 2026
Instrument	2026003205
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4826 NW 35TH ST, OCALA, FL 34482-9309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3178 SAVANNAH LOOP, OVIEDO, FL 32765

Mortgage

Document Number	0109651457
Date	Jan 13, 2026
Instrument	10965/1457

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3718 SAVANNAH LOOP, OVIEDO, FL 32765-9203
Document Number	0095830529
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3718 SAVANNAH LOOP OVIEDO FL 327659203, OVIEDO, FL 32765-9203

Mortgage

Document Number	0095830529
Date	Apr 17, 2020
Book Page	009583/000529
Instrument	41263

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 16, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,124.00 (+0.93%) Homeowner's exemption	$403,781 (+5.99%)	$713,139 (+36.31%) Land $178,000 Building $535,139
2023	$5,077.00 (+2.4%) Homeowner's exemption	$380,972 (+3%)	$523,192 (-2.93%) Land $148,000 Building $375,192
2022	$4,958.00 Homeowner's exemption	$369,876	$538,978 Land $130,000 Building $408,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	29 units insured incl. 8 condo units
Nearby Flood Claims	13 (2019–2022)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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