3745 Startown Rd, Maiden, NC 28650 Property Records

Lincoln County property record for 3745 Startown Rd, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 2022
Lot Size	2.04 acres (88,950 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2023)
Tax Bill	$2,038 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3626-45-5452`

Property Details

APN / Parcel Number

Primary APN	`3626-45-5452`
Alternative APNs	`103366` `199088` `297772`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Lot Area	88,950 sqft (2.04 acres)
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	297772
Street Address	3745 STARTOWN RD
City	MAIDEN
State	NC
Zip	28650-8764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#14 LT RIDGE VIEW ACRES
Legal Subdivision	RIDGE VIEW ACRES
Legal Lot Number	14
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3010
Census Tract	70800

Owner

3745 Startown Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3745 STARTOWN RD, MAIDEN, NC 28650-8764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage MADISON SETTLEMENT SERVICES
Jul 7, 2023	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Dec 8, 2022 · Amount on File
Deed Document Number	2023669268
Deed Book / Page	3261 / 849
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	May 1, 2026
Property Address	3745 STARTOWN RD, MAIDEN, NC 28650-8764
Document Number	0000708998
Book / Page	3499 / 705
Instrument Date	Apr 27, 2026
Instrument	2026708998
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3745 STARTOWN RD, MAIDEN, NC 28650-8764

Mortgage

Document Number	0000708998,
Date	May 1, 2026
Book Page	3499/705
Instrument	2026708998

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 7, 2023
Property Address	3745 STARTOWN RD, LINCOLNTON, NC 28092-5858
Document Number	0003261849
Book / Page	3261 / 849
Map Reference	MB 20 PG 6
Instrument Date	Jul 5, 2023
Instrument	669268
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	TITLE COMPANY/NC, TITLE COMPANY OF NC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6001 S KINGS HWY # HWY135, HWY135, MYRTLE BEACH, SC 29575-4965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3745 STARTOWN ROAD, LINCOLNTON, NC 28092-5858

Mortgage

Document Number	0000669269
Date	Jul 7, 2023
Instrument	669269

Lender

Name	ON Q FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 3745 Startown Rd was $2,038, up 0.7% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,038.00 (+0.74%)	$311,756 (-) Land $59,603 Building $252,153	$311,756 (-) Land $59,603 Building $252,153
2025	$2,023.00	$311,756 Land $59,603 Building $252,153	$311,756 Land $59,603 Building $252,153
2023	$1,672.00 (+78%)	$263,561 (+861.41%) Land $59,603 Building $203,958	$263,561 (+861.41%) Land $59,603 Building $203,958
2022	$190.00	$27,414 Land $27,414	$27,414 Land $27,414

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3745 Startown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3745 Startown Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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