3721 Startown Rd, Maiden, NC 28650 Property Records

Lincoln County property record for 3721 Startown Rd, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,225 sqft · built 2022
Lot Size	2.43 acres (105,851 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Oct 2023)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3626-45-6020`

Property Details

APN / Parcel Number

Primary APN	`3626-45-6020`
Alternative APNs	`103368` `284578` `282439` `300379`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,225 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Lot Area	105,851 sqft (2.43 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	300379
Street Address	3721 STARTOWN RD
City	MAIDEN
State	NC
Zip	28650-8764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#12&13 RIDGE VIEW ACRES
Legal Subdivision	RIDGE VIEW ACRES SUBDIVISION
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3010
Census Tract	70800

Owner

Source: Lincoln County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3721 STARTOWN RD, NEWTON, NC 28658-9257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU
Oct 23, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ON Q FINANCIAL INC
Apr 22, 2022	Warranty Deed, Transfer
Oct 25, 2022	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU
Dec 16, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	2023673338
Deed Book / Page	3284 / 596
Prior Transfer Date	Dec 29, 2022
Prior Transfer Doc	0000661991
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3721 STARTOWN RD, MAIDEN, NC 28650-8764
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 STARTOWN RD, MAIDEN, NC 28650-8764

Mortgage

Document Number	0003480245
Date	Feb 25, 2026
Book Page	3480/245
Instrument	705867

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.42%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	4.24%
Max Rate At Change	6.24%
Index	1-Year CMT
Max Rate	5%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3721 STARTOWN RD, LINCOLNTON, NC 28092-5858
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 RACEWAY DR 7, 7, MOORESVILLE, NC 28117-6518
Investor	Possibly a Property Investor

Mortgage

Document Number	0003206455
Date	Oct 25, 2022
Book Page	3206/455
Instrument	659550

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jan 20, 2023

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 23, 2023
Property Address	3721 STARTOWN RD, LINCOLNTON, NC 28092-5858
Document Number	0003284596
Book / Page	3284 / 596
Map Reference	MB 20 PG 6
Instrument Date	Sep 19, 2023
Instrument	673338
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$758.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3721 STARTOWN RD, LINCOLNTON, NC 28092-5858

Mortgage

Document Number	0000673339
Date	Oct 23, 2023
Instrument	673339

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0003284608
Date	Oct 23, 2023
Book Page	3284/608
Instrument	673340

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2033

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 22, 2022
Property Address	3721 STARTOWN RD, LINCOLNTON, NC 28092-5858
Document Number	0000315857
Book / Page	3158 / 57
Map Reference	MB 20 PG 6
Instrument Date	Apr 19, 2022
Instrument	651086
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Amount	Amount Recorded
Tax	$552.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1459 N ASPEN ST, LINCOLNTON, NC 28092-7267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965
Investor	Possibly a Property Investor

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 25, 2022
Property Address	3721 STARTOWN RD, LINCOLNTON, NC 28092-5858
Document Number	0003206322
Book / Page	3206 / 322
Map Reference	MB 20 PG 6
Instrument Date	Apr 18, 2022
Instrument	659523
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RACEWAY DR STE 7, 7, MOORESVILLE, NC 28117-6518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3965, MOORESVILLE, NC 28117-3965
Investor	Possibly a Property Investor

Mortgage

Document Number	0000659552
Date	Oct 25, 2022
Instrument	659552

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jan 20, 2023

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Dec 16, 2021
Property Address	3721 STARTOWN RD, LINCOLNTON, NC 28092-5858
Document Number	0003117926
Book / Page	3117 / 926
Map Reference	MB 20 PG 006
Instrument Date	Dec 16, 2021
Instrument	644392
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1459 N ASPEN ST, LINCOLNTON, NC 28092-7267
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00 (+537.53%)	$387,571 (+182.97%) Land $53,728 Building $333,843	$387,571 (+182.97%) Land $53,728 Building $333,843
2023	$389.00	$136,963 Land $53,728 Building $83,235	$136,963 Land $53,728 Building $83,235

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Nearby Properties on Startown Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures