3696 Startown Rd, Maiden, NC 28650 Property Records

Lincoln County property record for 3696 Startown Rd, Maiden, NC 28650

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,068 sqft · built 1958
Lot Size	1.57 acres (68,781 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Sep 2022)
Tax Bill	$1,527 (2023)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3626-54-0613`

Property Details

APN / Parcel Number

Primary APN	`3626-54-0613`
Alternative APNs	`362600542709` `262016` `292975` `16500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,068 sqft Finished Area
Gross Area	3,102 sqft
Basement Area	1,034 sqft
Unfinished Basement	1,034 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	68,781 sqft (1.57 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	292975
Old Parcel Number	362600542709
Street Address	3696 STARTOWN RD
City	MAIDEN
State	NC
Zip	28650-8722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#1 HELEN SMITH PROPST EST
Legal Subdivision	HELEN SMITH PROPST ESTATE
Legal Block	54
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3007
Census Tract	70800

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3696 STARTOWN RD, MAIDEN, NC 28650-8722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 9, 2017	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Feb 14, 2017 · Amount on Record
Deed Document Number	0003196759
Deed Book / Page	3196 / 759
Record Updated	Jun 7, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 16, 2022
Property Address	3696 STARTOWN RD, MAIDEN, NC 28650-8722
Document Number	0003196759
Book / Page	3196 / 759
Map Reference	MB 17 PG 1
Instrument Date	Sep 15, 2022
Instrument	657857
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1525 OWLS DEN RD, 1525, LINCOLNTON, NC 28092-6843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3696 STARTOWN RD, MAIDEN, NC 28650-8722

Mortgage

Document Number	0000657858
Date	Sep 16, 2022
Instrument	657858

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2037

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	3696 STARTOWN RD, MAIDEN, NC 28650-8722
Document Number	2646503
Book / Page	002646 / 000503
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3696 STARTOWN RD MAIDEN NC 286508722, MAIDEN, NC 28650-8722

Mortgage

Document Number	2646503
Date	Feb 14, 2017
Book Page	002646/000503
Instrument	558813

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,527.00	$239,048 Land $28,048 Building $211,000	$239,048 Land $28,048 Building $211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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