3740 Falling Leaf Ln, Cumming, GA 30041 Property Records

Forsyth County property record for 3740 Falling Leaf Ln, Cumming, GA 30041

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,215 sqft · built 2015
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Nov 2017)
Tax Bill	$4,439 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`239-000-284`

Property Details

APN / Parcel Number

Primary APN	`239-000-284`
Alternative APNs	`000000016422` `0000143677` `239 284`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,215 sqft Living Area
Basement Area	974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Deck Area	Deck Area
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000143677
Street Address	3740 FALLING LEAF LN
City	CUMMING
State	GA
Zip	30041-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	14-1 249 LT39 AUTUMN COVE
Legal Subdivision	AUTUMN COVE
Legal Block	2
Legal Lot Number	39
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	2
Census Block	2000
Census Tract	130506

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3740 FALLING LEAF LN, CUMMING, GA 30041-2086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT COM
Nov 16, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Dec 26, 2018	Deed of Trust, Mortgage · FHA Mortgage LOWER
Nov 2, 2017	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	201711356
Deed Book / Page	8378 / 302
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3740 FALLING LEAF LN, CUMMING, GA 30041-2086
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 FALLING LEAF LN, CUMMING, GA 30041-2086
Investor	Possibly a Property Investor

Mortgage

Document Number	0110550000000542
Date	Jul 27, 2023
Book Page	0000011055/0000000542

Lender

Name	LOAN DEPOT COM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3740 FALLING LEAF LN, CUMMING, GA 30041-2086
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3740 FALLING LEAF LN, CUMMING, GA 30041-2086

Mortgage

Document Number	0104820000000292
Date	Nov 16, 2021
Book Page	0000010482/0000000292

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	3740 FALLING LEAF LN, CUMMING, GA 30041-2086
Document Number	0087680716
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3740 FALLING LEAF LN CUMMING GA 300412086, CUMMING, GA 30041-2086

Mortgage

Document Number	0087680716
Date	Jan 2, 2019
Book Page	008768/000716

Lender

Name	LOWER
Address	5950 SYMPHONY WOODS RD # 312, COLUMBIA, MD 21044-3404

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Nov 2, 2017
Property Address	3740 FALLING LEAF LN, CUMMING, GA 30041-2086
Document Number	0083780302
Book / Page	008378 / 000302
Instrument Date	Nov 1, 2017
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3740 FALLING LEAF LN CUMMING GA 300412086, CUMMING, GA 30041-2086

Mortgage

Document Number	83780303
Date	Nov 2, 2017
Book Page	008378/000303

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,439.00 (+3.91%)	$181,036 (+4.3%) Land $50,000 Building $131,036	$452,590 (+4.3%) Land $125,000 Building $327,590
2023	$4,272.00 (+14.16%)	$173,572 (+42.2%) Land $40,000 Building $133,572	$433,930 (+42.2%) Land $100,000 Building $333,930
2022	$3,742.00	$122,060 Land $30,000 Building $92,060	$305,150 Land $75,000 Building $230,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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