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3740 Centerville Rd, Vadnais Heights (Saint Paul), MN 55127 Property Records

Ramsey County property record for 3740 Centerville Rd, Vadnais Heights, MN 55127

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 3 ba · 3,008 sqft · built 2006
Lot Size4.36 acres (190,314 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Oct 2020)
Deeds & MortgagesNov 2020 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-30-22-32-0010

Property Details

APN / Parcel Number

Primary APN28-30-22-32-0010

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,008 sqft
Gross Area3,728 sqft
1st Floor Area1,748 sqft

Exterior

Year BuiltBuilt 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area190,314 sqft (4.36 acres)
Lot Dimensions578 ft deep x 738 ft wide
Garage TypeAttached
Garage Area720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemSteam

Location & Zoning

Street Address3740 CENTERVILLE RD
CityVADNAIS HEIGHTS
StateMN
Zip55127-7124
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeB
Legal DescriptionLOT 1 BLOCK 1 OF CENTRE ACRES LOT 1 BLK 1
Legal Range22
Legal Township30
Legal Section28
Legal Quarter3
Quarter-Quarter Section2
Legal SubdivisionCENTRE ACRES
Legal Block1
Legal Lot Number1
JurisdictionRAMSEY MN
Township / Civil DivisionVADNAIS HEIGHTS
Census Block Group1
Census Block1009
Census Tract40605

Owner

Source: Ramsey County records, as of October 24, 2022

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3740 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARMERS & MERCHANTS SVGS BK
Oct 15, 2020Warranty Deed, Transfer · Conventional Mortgage
FARMERS & MERCHANTS SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2020 · Amount on File
Deed SaleOct 1, 2020 · Amount on File
Prior SaleDec 24, 1997 · Amount on File
Prior Transfer DateJan 2, 2003
Prior Transfer Doc307683
Record UpdatedJun 7, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address3740 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7124
Document Number0004855633
Instrument DateNov 2, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3740 CENTERVILLE RD VADNAIS HEIGHTS MN 551277124, VADNAIS HEIGHTS, MN 55127-7124

Mortgage

Document Number0004855633
DateJan 6, 2021
Instrument4855633
Lender
NameFARMERS & MERCHANTS SVGS BK
TypeFederal Savings Bank
AddressLINO LAKES, MN 55014
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 5, 2041

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateOct 15, 2020
Property Address3740 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7124
Document Number0004838174
Instrument DateOct 1, 2020
Instrument4838174
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$867.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3580 CENTERVILLE RD VADNAIS HEIGHTS MN 551277104, VADNAIS HEIGHTS, MN 55127-7104

Mortgage

Document Number4838175
DateOct 15, 2020
Instrument4838175
Lender
NameFARMERS & MERCHANTS SVGS BK
TypeFederal Savings Bank
AddressVADNAIS HEIGHTS, MN 55127
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2022

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityVadnais Heights City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVadnais Heights
serves 13,025 people · EPA ID MN1620030
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, T-Mobile.

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