3723 Centerville Rd, Vadnais Heights (Saint Paul), MN 55127 Property Records

Ramsey County property record for 3723 Centerville Rd, Vadnais Heights, MN 55127

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1942
Lot Size	0.518 acres (22,577 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2022)
Tax Bill	$4,604 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-30-22-32-0039`

Property Details

APN / Parcel Number

Primary APN	`28-30-22-32-0039`
Alternative APNs	`283022320037` `8020212` `34238`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Basement Area	209 sqft
Finished Basement	209 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	22,577 sqft (0.518 acres)
Lot Dimensions	211 ft deep x 107 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34238
Street Address	3723 CENTERVILLE RD
City	SAINT PAUL
State	MN
Zip	55127-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOORES NATURE TRAIL LOT 12 BLK 2
Legal Range	22
Legal Township	30
Legal Section	28
Legal Subdivision	MOORES NATURE TRAIL
Legal Block	2
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	VADNAIS HEIGHTS
Census Block Group	1
Census Block	1010
Census Tract	40605

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3723 CENTERVILLE RD, SAINT PAUL, MN 55127-7121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	Jul 15, 2022 · Amount on File
Deed Document Number	20222736674
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	3723 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7121
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3723 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7121

Mortgage

Document Number	0T02720696
Date	Dec 20, 2021
Instrument	T02720696

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55431

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 18, 2022
Property Address	3723 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7121
Document Number	0T02736674
Instrument Date	Jul 15, 2022
Instrument	T02736674
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3723 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7121
Investor	Possibly a Property Investor

Mortgage

Document Number	0T02736675
Date	Jul 18, 2022
Instrument	T02736675

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Vadnais Heights City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,500 (+6.12%) Land $83,400 Building $246,100	$329,500 (+6.12%) Land $83,400 Building $246,100
2025	$4,604.00 (+27.89%)
2023	$3,600.00 Homeowner's exemption	$310,500 Land $83,400 Building $227,100	$310,500 Land $83,400 Building $227,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vadnais Heights serves 13,025 people · EPA ID MN1620030
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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