Ramsey County property record for 3741 Centerville Rd, Vadnais Heights, MN 55127
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,032 sqft · built 1948 |
| Lot Size | 0.769 acres (33,495 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (May 2010) |
| Tax Bill | $4,906 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-30-22-32-0031 |
| Primary APN | 28-30-22-32-0031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 33,495 sqft (0.769 acres) |
| Lot Dimensions | 231 ft deep x 201 ft wide |
| Garage Type | Detached |
| Garage Area | 968 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 575946 |
|---|---|
| Street Address | 3741 CENTERVILLE RD |
| City | SAINT PAUL |
| State | MN |
| Zip | 55127-7121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOORES NATURE TRAIL LOT 8 BLK 2 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 28 |
| Legal Subdivision | MOORES NATURE TRAIL |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | VADNAIS HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40605 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3741 CENTERVILLE RD, SAINT PAUL, MN 55127-7121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Sep 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| May 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Dec 21, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage HIWAY FCU |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit HIWAY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2010 · Amount on File |
| Deed Sale | May 14, 2010 · Amount on File |
| Prior Sale | Jul 2, 2007 · Amount on File |
| Deed Document Number | 2010383411 |
| Last Transfer Date | Nov 28, 2018 |
| Transfer Doc | 0002630440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 3741 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7121 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0T02712072 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | T02712072 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | 5107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 133 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 3741 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7121 |
| Document Number | 0002651836 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3741 CENTERVILLE RD VADNAIS HEIGHTS MN 551277121, VADNAIS HEIGHTS, MN 55127-7121 |
| Document Number | 0002651836 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 2651836 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 3, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 3741 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7121 |
| Document Number | 0002650953 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 37414 CENTERVILLE RD VADNAIS HEIGHTS MN 55127, VADNAIS HEIGHTS, MN 55127 |
| Document Number | 0002650953 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2650953 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 22, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 3741 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7121 |
| Document Number | 0002639106 |
| Instrument Date | May 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3741 CENTERVILLE RD VADNAIS HEIGHTS MN 551277121, VADNAIS HEIGHTS, MN 55127-7121 |
| Document Number | 0002639106 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 2639106 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 19, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 21, 2018 |
| Property Address | 3741 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7121 |
| Document Number | 0002630440 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 2630440 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Title Company | SERVION TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3741 CENTERVILLE RD VADNAIS HEIGHTS MN 551277121, VADNAIS HEIGHTS, MN 55127-7121 |
| Document Number | 2630441 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 2630441 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 20, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 3741 CENTERVILLE RD, VADNAIS HEIGHTS, MN 55127-7121 |
| Document Number | 0002597785 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | TITLE RECORDING SERVICES, TITLE RECORDING SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3741 CENTERVILLE RD VADNAIS HEIGHTS MN 551277121, VADNAIS HEIGHTS, MN 55127-7121 |
| Document Number | 0002597785 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 2597785 |
| Name | HIWAY FCU |
|---|---|
| Type | Credit Union |
| Address | PAUL, MN 55103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 27, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Vadnais Heights City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,500 (+0.54%) Land $108,600 Building $261,900 | $370,500 (+0.54%) Land $108,600 Building $261,900 | |
| 2025 | $4,906.00 (+17.31%) | ||
| 2023 | $4,182.00 Homeowner's exemption | $368,500 Land $108,600 Building $259,900 | $368,500 Land $108,600 Building $259,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Vadnais Heights serves 13,025 people · EPA ID MN1620030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, T-Mobile.
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