374 Turnwall Ln, Elgin, SC 29045 Property Records

Richland County property record for 374 Turnwall Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,706 sqft · built 2018
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$529,900 (Dec 2025)
Tax Bill	$17,165 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2024 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`28911-03-17`

Property Details

APN / Parcel Number

Primary APN	`28911-03-17`
Alternative APNs	`R28911-03-17` `02107080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,706 sqft Heated Area
Gross Area	3,394 sqft
1st Floor Area	2,067 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	433 sqft
Porch	Slab
Porch Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02107080
Street Address	374 TURNWALL LN
City	ELGIN
State	SC
Zip	29045-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 23 69.8X27.7X119X15X119X115 #SU COURTYARDS @ WOODCREEK PH2 #PR RB2066-3883
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Phase	2
Legal Lot Number	23,69
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2074
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	374 TURNWALL LN, ELGIN, SC 29045-9507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 6, 2024	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Dec 19, 2025	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Oct 27, 2023	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 11, 2022	Deed, Transfer
Jun 16, 2021	Intrafamily Transfer, Transfer
May 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 11, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage GEORGE MASON MTG
Aug 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GEORGIA BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Oct 27, 2023 · Amount on Record
Deed Document Number	202560567
Deed Book / Page	3084 / 2778
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0026303653
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	374 TURNWALL LN, ELGIN, SC 29045-9507
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 TURNWALL LN, ELGIN, SC 29045-9507

Mortgage

Document Number	0028531404
Date	Jul 26, 2023
Book Page	2853/1404
Instrument	2023031691

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 25, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	374 TURNWALL LN, ELGIN, SC 29045-9507
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 TURWALL LANE, ELGIN, SC 29045-9507
Investor	Possibly a Property Investor

Mortgage

Document Number	0029542050
Date	Sep 6, 2024
Book Page	2954/2050
Instrument	2024040129

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 19, 2025
Property Address	374 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	0030842778
Book / Page	3084 / 2778
Map Reference	MB 2066 PG 3883
Instrument Date	Dec 16, 2025
Instrument	2025060567
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,378.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	374 TURNWALL LN, ELGIN, SC 29045-9507

Mortgage

Document Number	2025060568
Date	Dec 19, 2025
Instrument	2025060568

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 27, 2023
Property Address	374 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	0028750947
Book / Page	2875 / 947
Map Reference	MB 2066 PG 3883
Instrument Date	Oct 26, 2023
Instrument	2023046509
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,306.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	374 TURNWALL LN, ELGIN, SC 29045-9507
Investor	Possibly a Property Investor

Mortgage

Document Number	2023046510
Date	Oct 27, 2023
Instrument	2023046510

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	May 11, 2022
Property Address	374 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	0027431818
Book / Page	2743 / 1818
Map Reference	MB 2006 PG 3883
Instrument Date	May 10, 2022
Instrument	2022027270
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Tax	$1,222.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 TURNWALL LN, ELGIN, SC 29045-9507

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Jun 16, 2021
Property Address	374 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	0026303653
Book / Page	2630 / 3653
Map Reference	MB 2066 PG 3883
Instrument Date	Apr 29, 2021
Instrument	2021038987
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 SHADY LN, COLUMBIA, SC 29206-4635

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	May 3, 2019
Property Address	374 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2390/3794
Book / Page	002390 / 003794
Instrument Date	Apr 4, 2019
Instrument	31195
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 TURNWALL LN ELGIN SC 290459507, ELGIN, SC 29045-9507

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 11, 2018
Property Address	374 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2294/0836
Book / Page	002294 / 000836
Instrument Date	Apr 10, 2018
Instrument	22521
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 TURNWALL LN ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2294/0840
Date	Apr 11, 2018
Book Page	002294/000840
Instrument	22522

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 8, 2017
Property Address	374 TURNWALL LN, ELGIN, SC 29045-9507
Book / Page	002234 / 002093
Instrument Date	Jul 31, 2017
Instrument	58955
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211
Investor	Possibly a Property Investor

Mortgage

Document Number	2234/2093
Date	Aug 8, 2017
Book Page	002234/002093
Instrument	58955

Lender

Name	GEORGIA BKNG
Type	Funding / Finance Company
Address	ATLANTA, GA 30339

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 7, 2018

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,165.00	$15,000 (-97.01%)	$502,500 (-) Land $75,000 Building $427,500
2024		$502,500 (+3,25%) Land $75,000 Building $427,500	$502,500 (+34%) Land $75,000 Building $427,500
2023		$15,000 (-)	$375,000 (-)
2022	$6,638.00 (+94.78%)
2021	$3,408.00	$15,000	$375,000 Land $60,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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