351 Turnwall Ln, Elgin, SC 29045 Property Records

Richland County property record for 351 Turnwall Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,031 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$327,796 (Mar 2019)
Tax Bill	$2,875 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28911-02-15`

Property Details

APN / Parcel Number

Primary APN	`28911-02-15`
Alternative APNs	`R28911-02-15` `02106884`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,031 sqft Heated Area
Gross Area	2,755 sqft
1st Floor Area	2,031 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	454 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02106884
Street Address	351 TURNWALL LN
City	ELGIN
State	SC
Zip	29045-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 46 60X115X60X115 #SU COURTYARDS @ WOODCREEK PH2 #PR RB2066-3883
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	46,60
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2104
Census Tract	11407

Owner

351 Turnwall Ln is owned and occupied by two individuals who bought it in March 2019.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	351 TURNWALL LN, ELGIN, SC 29045-9507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FCU
Mar 20, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CMNTY BK
Oct 9, 2018	Trustee's Deed, Construction Loan · Line of Credit SECURITY FED'L BK
Aug 21, 2018	Deed of Trust, Construction Loan · Line of Credit SECURITY FED'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Prior Sale	Feb 4, 2016 · Amount on File
Deed Document Number	201918702
Deed Book / Page	2379 / 2018
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	351 TURNWALL LN, ELGIN, SC 29045-9507
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026622087
Date	Sep 8, 2021
Book Page	2662/2087
Instrument	2021059867

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Sep 1, 2026
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4%
Index	5-Year TN
Margin	2
Max Rate	4%

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 20, 2019
Property Address	351 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2379/2018
Book / Page	002379 / 002018
Instrument Date	Mar 15, 2019
Instrument	18702
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,212.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 TURNWALL LN ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	2379/2022
Date	Mar 20, 2019
Book Page	002379/002022
Instrument	18703

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 9, 2018
Property Address	351 TURNWALL LN, ELGIN, SC 29045-9507
Book / Page	002341 / 001821
Instrument Date	Oct 5, 2018
Instrument	72624
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123
Investor	Possibly a Property Investor

Mortgage

Document Number	2341/1821
Date	Oct 9, 2018
Book Page	002341/001821
Instrument	72624

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 8, 2028

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Aug 21, 2018
Property Address	351 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2329/1477
Book / Page	002329 / 001477
Instrument Date	Jul 31, 2018
Instrument	60342
Transaction Type	Construction Loan
Record Updated	Jun 14, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123
Investor	Possibly a Property Investor

Mortgage

Document Number	2329/1477
Date	Aug 21, 2018
Book Page	002329/001477
Instrument	60342

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	PO BOX 810, AIKEN, SC 29802-0810

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Aug 20, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 351 Turnwall Ln was $2,875.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,875.00 Homeowner's exemption	$376,900	$419,500 Land $75,000 Building $344,500
2023	$2,391.00	$13,108	$327,700
2021	$2,524.00	$13,110	$327,700 Land $60,000 Building $267,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 351 Turnwall Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Turnwall Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Turnwall Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures