354 Turnwall Ln, Elgin, SC 29045 Property Records

Richland County property record for 354 Turnwall Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,369 sqft · built 2018
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$362,500 (Mar 2020)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Feb 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28911-03-13`

Property Details

APN / Parcel Number

Primary APN	`28911-03-13`
Alternative APNs	`R28911-03-13` `02107044`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,369 sqft Heated Area
Gross Area	3,073 sqft
1st Floor Area	2,054 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	482 sqft
Porch	Patio
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02107044
Street Address	354 TURNWALL LN
City	ELGIN
State	SC
Zip	29045-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 27 60X115X60X115 #SU COURTYARDS @ WOODCREEK PH2 #PR RB2066-3883 RB2278-841
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	27,60
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2074
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	354 TURNWALL LN, ELGIN, SC 29045-9507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 5, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI NEW AMERICAN FNDG
Aug 8, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GEORGIA BKNG
Apr 6, 2017	Loan Modification, Mortgage GEORGIA BKNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	Feb 5, 2018 · Amount on Record
Deed Document Number	202015584
Deed Book / Page	2479 / 2371
Record Updated	Sep 20, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 24, 2020
Property Address	354 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2479/2371
Book / Page	002479 / 002371
Instrument Date	Mar 17, 2020
Instrument	15584
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,341.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 TURNWALL LN ELGIN SC 290459507, ELGIN, SC 29045-9507

Mortgage

Document Number	2479/2375
Date	Mar 24, 2020
Book Page	002479/002375
Instrument	15585

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 5, 2018
Property Address	354 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2278/0842
Book / Page	002278 / 000842
Instrument Date	Jan 31, 2018
Instrument	6578
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1170 BEECHFERN CIR ELGIN SC 290456400, ELGIN, SC 29045-6400

Mortgage

Document Number	2278/0848
Date	Feb 5, 2018
Book Page	002278/000848
Instrument	6580

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 8, 2017
Property Address	354 TURNWALL LN, ELGIN, SC 29045-9507
Book / Page	002234 / 002086
Instrument Date	Jul 31, 2017
Instrument	58954
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211
Investor	Possibly a Property Investor

Mortgage

Document Number	2234/2086
Date	Aug 8, 2017
Book Page	002234/002086
Instrument	58954

Lender

Name	GEORGIA BKNG
Type	Funding / Finance Company
Address	ATLANTA, GA 30339

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 7, 2018

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	354 TURNWALL LN, ELGIN, SC 29045-9507
Document Number	2202/0561
Book / Page	002202 / 000561
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211

Mortgage

Document Number	2202/0561
Date	Apr 13, 2017
Book Page	002202/000561
Instrument	25736

Lender

Name	GEORGIA BKNG
Type	Funding / Finance Company
Address	ATLANTA, GA 30339

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,227.00 (+19.96%) Homeowner's exemption	$416,900 (+2,775.17%)	$443,700 (+22.4%) Land $75,000 Building $368,700
2023	$2,690.00 (-18.36%)	$14,500 (-)	$362,500 (-)
2021	$3,295.00	$14,500	$362,500 Land $60,000 Building $302,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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