374 E Ross St, Troy, OH 45373 Property Records

Miami County property record for 374 E Ross St, Troy, OH 45373 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1962
Square Footage	999 sqft Living Area
Lot Size	9,148 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$91,900 (2017)
Tax Bill	$1,682.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`D08-049310`
Alternative APNs	`050628.3-18-012-00` `D08SW128 01700`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	999 sqft Living Area
1st Floor	999 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1962
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	9,148 sqft (0.21 acres)
Depth X Width	111 ft x 83 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	324 sqft Garage
Deck Area	119 sqft Deck
Patio Area	150 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	D08SW128 01700
Street Address	374 E ROSS ST
City	TROY
State	OH
Zip	45373
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 5012 80.55
Legal Subdivision	SOUTHVIEW ESTATES 04
Legal Lot Number	5012 80
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	2
Census Block	2008
Census Tract	365200

Owner

Source: Miami County records · APN D08-049310

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	374 E ROSS ST, TROY, OH 45373
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Prior Sale	May 25, 2011 · Amount on Record
Deed Doc Number	2017OR-06991
Record Refreshed	Jun 08, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 12, 2017
Property Address	374 E ROSS ST, TROY, OH 45373
Document Number	0000006991
Map Reference	PL 8 PG 24
Instrument Date	May 26, 2017
Instrument	2017OR-06991
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$183.80
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 W ROSS ST, TROY, OH 45373-3932

Mortgage

Document Number	0000006992
Date	Jun 12, 2017
Instrument	2017OR-06992

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,682.00 (+15.28%) Homeowner's exemption	$47,850 (+26.69%) Land $10,920 Building $36,930	$136,700 (+26.69%) Land $31,200 Building $105,500
2024	$1,459.00 (+3.33%) Homeowner's exemption	$37,770 (-) Land $11,410 Building $26,360
2023	$1,412.00 (+17.28%) Homeowner's exemption	$37,770 (-) Land $11,410 Building $26,360	$107,900 (-) Land $32,600 Building $75,300
2022	$1,204.00 Homeowner's exemption	$37,770 Land $11,410 Building $26,360	$107,900 Land $32,600 Building $75,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.