242 E Ross St, Troy, OH 45373 Property Records

Miami County property record for 242 E Ross St, Troy, OH 45373 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1963
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$919 (2025)
Flood Zone	Zone AE (high risk)
APN	`D08-050490`

Property Details

APN / Parcel Number

Primary APN	`D08-050490`
Alternative APNs	`050628.3-19-015-00` `D08SW123 01500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	2,112 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	242 E ROSS ST
City	TROY
State	OH
Zip	45373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5132 75
Legal Lot Number	5132
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2001
Census Tract	365302

Owner

Source: Miami County records · APN D08-050490

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	242 E ROSS ST, TROY, OH 45373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 1990
Deed Sale	Jan 01, 1990
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$919.00 (-1.5%) Homeowner's exemption	$47,750 (+41.94%) Land $10,400 Building $37,350	$136,400 (+41.94%) Land $29,700 Building $106,700
2024	$933.00 (+1.3%) Homeowner's exemption	$33,640 (-) Land $10,850 Building $22,790
2023	$921.00 (+15.13%) Homeowner's exemption	$33,640 (-) Land $10,850 Building $22,790	$96,100 (-) Land $31,000 Building $65,100
2022	$800.00 Homeowner's exemption	$33,640 Land $10,850 Building $22,790	$96,100 Land $31,000 Building $65,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093653022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 51 individual NFIP policies nearby
Nearby Flood Policies	51 in force 43 of 51 on primary residences
Nearby Flood Claims	13 (1983–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014, river or lake flooding
Flood Events	Severe Winter Storms, Flooding, And Mudslides (Jan 2005), 3 claims Severe Storms And Flooding (Aug 1995), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.