Miami County property record for 10 E Ross St, Troy, OH 45373 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1923 |
| Square Footage | 889 sqft Living Area |
| Lot Size | 11,151 sqft (0.255 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $202,500 (2025) |
| Tax Bill | $1,668.00 (2025) |
| Primary APN | D08-093780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 889 sqft Living Area |
| 1st Floor | 889 sqft 1st Floor |
| Basement Area | 882 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1923 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,151 sqft (0.255 acres) |
| Depth X Width | 188 ft x 65 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 240 sqft Garage |
| Porch | Open Porch |
| Porch Area | 140 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | D08SE044 01400 |
|---|---|
| Street Address | 10 E ROSS ST |
| City | TROY |
| State | OH |
| Zip | 45373-4041 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OL-147 108.41X188.42 |
| Legal Subdivision | PARK RIDGE |
| Legal Lot Number | 147 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 4 |
| Census Block | 4022 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-093780
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 E ROSS ST, TROY, OH 45373-4041 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2025 | Warranty Deed, Transfer HOME SERVICES TITLE LLC |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Jul 12, 2011 · Amount on Record |
| Deed Doc Number | 1720 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 19, 2025 |
| Property Address | 10 E ROSS ST, TROY, OH 45373-4041 |
| Document Number | 0000010780 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2025OR-10780 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2025 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 E ROSS ST, TROY, OH 45373-4041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 10 E ROSS ST, TROY, OH 45373-4041 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011137 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019OR-11137 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2039 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,668.00 (+24.38%) Homeowner's exemption | $46,270 (+37.83%) Land $10,360 Building $35,910 | $132,200 (+37.85%) Land $29,600 Building $102,600 |
| 2024 | $1,341.00 (+5.01%) Homeowner's exemption | $33,570 (-) Land $10,780 Building $22,790 | |
| 2023 | $1,277.00 (+16.83%) Homeowner's exemption | $33,570 (-) Land $10,780 Building $22,790 | $95,900 (-) Land $30,800 Building $65,100 |
| 2022 | $1,093.00 Homeowner's exemption | $33,570 Land $10,780 Building $22,790 | $95,900 Land $30,800 Building $65,100 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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